Lump sum payout verses monthly pension

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Lump sum payout verses monthly pension I’m 66 retiring soon. I have $700K in a 401K and $210K in another account. The company has offered a $520K lump sum or a monthly $3056 pension. Which is the right choice? submitted by /u/Equivalent-Motor-364

Reddit Personal Finance 1.3k 2025-01-07

iPhone 16 Still Banned in Indonesia Despite $1B Apple Investment Deal

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iPhone 16 Still Banned in Indonesia Despite $1B Apple Investment Deal Apple is still barred from selling iPhone 16 models in Indonesia despite agreeing to build a local production facility there, as it has not met domestic content rules, the country’s industry minister said on Wednesday (via Reuters). Indonesia’s minister of industry, Agus Gumiwang Kartasasmita, reportedly met with Apple’s VP of global government…

Mac Rumors 1.3k 2025-01-09

Daily Simple Questions Thread – January 21, 2025

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Daily Simple Questions Thread – January 21, 2025 Welcome to the /r/Fitness Daily Simple Questions Thread – Our daily thread to ask about all things fitness. Post your questions here related to your diet and nutrition or your training routine and exercises. Anyone can post a question and the community as a whole is invited and encouraged to provide an answer. As always, be sure to read the wiki…

Reddit Fitness 1.3k 2025-01-22

Retirement Fail or Bail?

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Retirement Fail or Bail? I (58F) have worked as a teacher for 28 years. I am seriously considering quitting now and finding other work while I still have work-life in me, or continue working as a teacher to hit the 30 year mark to get the insurance subsidy benefit (50% insurance premium) for 5 years before transitioning in Medicare. I would love to hear what other teach…

Reddit Personal Finance 1.3k 2025-02-01

Is a 20% down payment on a house the best way to go?

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Is a 20% down payment on a house the best way to go? I’m a huge fan of this subreddit, and I live my life by the wiki here. My wife and I are in a good financial situation, so it’s less a question of “can we put down 20%” than “should we?” This is not an immediate task btw. But we expect to need a bigger home due to growing kids within 2 years. We currently live in a townhome I bought pre COVID fo…

Reddit Personal Finance 1.3k 2025-02-18

Quick Question for NY Trip

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Quick Question for NY Trip Hey guys! My husband and I are going to NY! We decided to stay in the Grand Central area for convenience to the station. Also wanted we don’t want to stay in Times Square bc I don’t want to be TOO overstimulated lol. But I’m wondering if we should stay at the Intercontinental Barclay OR Park Terrace Hotel. Can you let me know your thoughts? …

Reddit Travel 1.3k 2025-01-30

Is aperture equivalency a thing?

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Is aperture equivalency a thing? Hey, I’ve always thought that there was some kind of equivalency between sensor sizes like focal length do. But these last few days, watching some photography content, I heard people saying omitting the equivalency for aperture (for exemple for a Ricoh GRIII “28mm eq, f2.8”) or someone talking about how great his compact camera was for low light…

Ask Photography 1.3k 2025-01-31

Palisades and Eaton Fires Are Fully Contained

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Palisades and Eaton Fires Are Fully Contained The Palisades and Eaton fires, two of the deadliest and most destructive wildfires in California history, reached 100 percent containment more than three weeks after they began.

New York Times 1.3k 2025-02-02