#yr

Pay down my 30yr 5.875% loan? Or not?

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Pay down my 30yr 5.875% loan? Or not? I get flustered with details. I’m a first time homebuyer who bought a $330k home in the Midwest with 25% down late last year, term was 30yr 5.875% (with points). So that leaves me with about a $240k loan. Generally I don’t like debt, specifically the sense that I am paying some unknown entity for the privilege to use their money over the cours…

Reddit Personal Finance 640 2025-01-29

Advice for a 22yr old

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Advice for a 22yr old Hello all! I’m currently a 100% disabled veteran and looking for advice. I’m 22, living with my parents, only bills are a 0% APR car payment and insurance, I’m thinking about putting 300$ a week from the disability compensation payments (which is tax free) into a taxable brokerage (cant do IRA because i don’t work, currently in school) and inves…

Reddit Personal Finance 514 2024-12-28

Job recently hired me full-time w/benefits and pay raise. Went from making ~$15k/yr to ~$35k/yr. Where do I begin for budgeting and so on? Details in post.

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Job recently hired me full-time w/benefits and pay raise. Went from making ~$15k/yr to ~$35k/yr. Where do I begin for budgeting and so on? Details in post. I’ve (30F) been working various part-time and seasonal jobs over the years, especially after graduating college with a BFA in Graphic Design and minor in photography in Dec 2020. One job has been me working part-time as a graphic designer for a non-profit since 2017 (started as an intern). This job recently hired me full-time with benefits and a…

Reddit Personal Finance 235 2023-07-27