What to do with a mid-year bonus Hi all, I was just notified that I am receiving a mid-year bonus(!) after a lot of turnover and me taking on more work. Before taxes, the bonus is $3,858. I live in DC and work in Maryland. I have around $21,800 in student loans and about $5,000 in savings. No credit card debt. Should I put it into savings or use it to pay off some loans as they…

I gave my 10-year-old grandson $500 to invest in September last year. One year later, here’s how his stock picks turned out. Here’s how he invested his $500: $100 into Apple (AAPL) – UP 8.52% $100 into Microsoft (MSFT) – UP 25.62% $100 into GLDB ETF – UP 1.87% $125 into ATRFX Mutual Fund – UP 25.38% $75 into Starbucks (SBUX) – UP 10.34% Overall, my grandson is up nearly 15% in the last year (vs the S&P 500’s 10%). How do you think he did? Should I take all my invest…

The coziest time of the year! submitted by /u/vikingcrafte

One year of experience! I am a trans woman and who’s only recently transitioned, so I have only been doing makeup for about a year. The left side of this page is 2022, the right is 2023. Not the best makeup artist yet, but I’m so proud in how far I’ve come! submitted by /u/Last_slice

Microsoft 365 Personal 1-Year + NordVPN 1-Year Subscription Bundle (Digital Download) $30 Antonline has *1-Year Microsoft 365 Personal + 1-Year NordVPN Subscription Bundle* (Digital Download) on sale for *$29.99*.*Note*: Auto-renews to $69.99/year after the first year. You can…

Traveling for a year (with a year to prepare)but NOT backpacking. How would you pack and how would you prepare? My youngest child will start college next summer, and I will be getting half the value of my home and leaving for a trip around the world. My plan is to go somewhere and stay until I want to move on. Two weeks? Ninety days? I have one year to prepare and supply myself. This also means I will be facing pretty extreme weather changes. As a 5’8” mi…

Looking for somewhere warm within 4-hour flight of NJ suitable for 6 year old and 1 year old. Does it exist? bluf, tl;dr version: Is there ANYWHERE you all know of that meets the above criteria? We are open to staying in a resort, hotel, or Air BnB type of place. We don’t need a ton of amenities aside from a crib and bath for the baby. Happy to be in the middle of nowhere (prefer to stay out of cities). Florida ruled out, Bahamas seems like a zoo in De…

If 30-year treasuries were so high in the eighties at over 14% at a point, why didn’t everybody just put all of their retirement money in 30 year treasuries? I feel like this must be a stupid question with an easy answer, but I’m just not seeing it in researching it. I’ve seen the argument that nobody knew that would be the top or if inflation would cool, which is of course true, but an essentially risk free 14 is an amazing return and it seems like a reasonable bet that inflation would cool. Maybe f…

I’m Coraline for halloween this year submitted by /u/Own_Combination_3872

How to calculate growth for the next year if this year is negative? I have a semi-lucrative side hustle. It provides very good return on near no investment. I tract the money via Google Sheets and realized while ’20 to ’21 was positive, ’21 to ’22 was positive, overall for ’22 to ’23 is negative. It is still income/revenue, but compared to the prior year it is negative. With only 4-5 months remaining it is unli…

Just learned makeup last year and here’s my progress. Same look after 1 year what do you think? submitted by /u/Internal_Net_9030

Only make 38k a year 25/M Stock groceries overnight at Walmart. Have no idea what to do with my life and honestly scares me so much I feel like I have no skills. Live 45 minutes outside of Charlotte NC. Any advice would be awesome submitted by /u/urmumandme420

Today marks 1 year since our announcement that we’ve joined the Branch and Sesame teams! 🎉 That also means it has been 1 year since we promised your data would be safe and (shocker) we were telling the truth! Thank you for sticking with Nova Launcher! ❤️ submitted by /u/efbo

How does HSA contribution limit work? Is it the maximum amount in your account by the end of the year or a hard limit for the whole year? To clarify a little bit, I had switched employers both of which had health plans with HSA contributions but before moving to my new employer I had already maxed out my contribution limit. But now my new employer is going to contribute $500. Is this going to be a problem while doing taxes even though I have used most of the funds already availabl…

Can I Buy a House in a Year? I am 20, making 40k a year. Currently live with my girlfriend and a roommate so I’m paying ~450 a month in rent/utilities which seems okay to me. My other bills are $115 in insurance, $40 phone bill and $10 subscription. Credit score currently hovers around 750. In terms of savings, I currently have ~$2,000. However, I plan on selling my motorcy…

My birthday cake this year🌸 submitted by /u/Cheyenne1607

One Free Year of 7-Eleven 7NOW GOLD PASS – Free Delivery for a Year 7Now is offering for *New Subscribers Only*: a *1-Year 7Now Gold Pass Delivery Subscription* for *Free* when you sign up for the *Standard Pass option* on *7/11/2023 Only*. Delivery Fees are waived,…

21 year old making 49K a year @ very first job. Should I move out or stay home with parents? 15,900 in federal student loans 0% interest until Nov & payments start in November for me. I started this job 2/3 months ago. 24/hr full time, 25/hr full time starting August, 3240/ month after taxes. $120/month parking. My friends and I found an apt where rent + utilities + wifi all together would apx 800/month. I have $3090 in savings so far,…

You cannot contrbute to roth ira if you don’t work, however, what if I worked one month in the year, and stopped for the remaining of the year? Am I still able to contribute because I earned income at least once in the year? Or can you only contribute in the month you make them? Or none of the above? :O ​ Thank you submitted by /u/rossettacube

The Phillipines 1 Year Visa. Im planning on moving to the Phillipines next year but there are so many visa types to choose from. Im single not working (have money saved) and dont plan on working. What type of visa would I choose and how much would it be? submitted by /u/Cold_Introduction93