Is a Roth IRA worth it? I am 19, and I make 50,000 annually. I want to start a retirement fund because I currently don’t have any retirement benefits at my job. I was thinking about starting at Roth IRA but I have no clue really on what to do and what the benefits are. I just want to be able to have a good amount of money by the time I retire. I need some recommendatio…

Destinations that were worth it? A spin on the post about destinations that weren’t worth it. What destinations either well known or not known at all, WERE definitely worth it and why? submitted by /u/Notre-dame-fan

Destinations that weren’t worth it? Obviously this is very subjective and depends on so many variables whether or not you enjoyed your trip, but where have you been that made you say, “I honestly wouldn’t recommend this to most people.” It seems like everyone recommends everywhere they have every gone to everyone. But let’s be honest. We only have so much time and money to travel….

Are watermarks worth doing? I’m genuinely curious whether they are even worth it, the metadata is baked into the image right? Plus if you have the raw and don’t give it away also proof of ownership. If a water mark is at the edge of an image it can be cropped out in a second and if it’s in the middle of the image, it ruins the image and surely some kind of generative fill …

Is a cheap suitcase worth it? I’m travelling overseas for my first time and I need help deciding on a suitcase. I will be heading to Bali for my honeymoon for 3 weeks. We will be moving around quite a bit so I want a suitcase that can keep up. I’m wanting to get one with four wheels but I can’t decide if I should spend more money for a higher quality suitcase or not. There a…

Is a Principal only payment worth it? Hey there! Hoping for a little assistance for the best way to pay off a large debt… So here’s the situation, as concisely as possible, we financed an RV and now we wanna sell it. Most likely will be upside down and will need to bring “cash” to the table to close the deal. We have a considerable amount in savings that will hopefully account for…

Are fitness memberships worth it to you? I am currently working on saving money and also trying to pay off debt. I am finishing up my last year of undergrad and am working around 30 hours a week to meet my financial needs. I love working out, and over the last year have really fallen in love with CycleBar classes. Previously, I have also had a membership at OrangeTheory in the past. Th…

Is it worth it to just buy a studio? Info for context: Early 30s 75k at full time job, 21.55/hr at part time with about 6 hours per week. Live with family, minimal expenses ($250/mo for share of utilities, pay for own food, insurance, etc) Have about 80k in savings that’s a combo of a down payment and rainy day fund Just shy of 100k in investments, 20k in a pension I put about 1700…

Close-up lens- worth it or not There’s this photography book I’ve been reading lately and I came across a rather interesting piece of advice, which goes as follows “Don’t buy a macro lens. Buy a close-up lens/filter instead” (It’s my own translation as the book is not in English). I don’t plan on getting myself a macro lens as it’s a rather unnecessary expense for my needs. …

LPT Request: How can you trade something worth nothing for something worth more than nothing until you have something that is useful? Remember the guy who traded a paper clip and ended his trades with a car (I think)? submitted by /u/JBitPro

Is New Orleans worth it? My husband and I have never been and wonder if it’s safe and worth the trip/expense? We want to go somewhere next month for our anniversary and neither of us have been to NOLA so we’re hoping to get some insight here about whether or not it’s worth the trip? submitted by /u/pescabrarian

Is Havana (Cuba) worth it? I heard mixed opinions about Havana. Since I’m very interested about the culture and the history of this place I would love to visit it. I’m from Europe so it’s quite far away for me. I would also be a solo female traveler. I would love to hear your opinions on this. Sorry if my english is bad it’s not my native language. submitted by /u/…

Is it worth it for me to repair my car? My girlfriend got into an accident in my car (she’s okay!) and we’re trying to figure out what’s the best financial move now. Some background: The car is a 2010 Toyota Corolla S with about 150,000 miles I didn’t have collision coverage so repairs would be out of pocket. The estimates I’ve got so far I put the costs at around 4000. There’s some …

Is glass.photo worth it? https://glass.photo/ No ads, no algorithms is a nice selling point. How is Glass doing and is it worth the $30/year subscription? submitted by /u/x6q5g3o7

Worth it to buy secondhand? I have the option to buy this palette secondhand, it’s in the old moondust formula and the batch code shows it was produced in 2016. Does this formula age well, and is it worth it compared to the new moondust singles? Do they give a similar look? I would get the newer ones but they seem really hard to find available online and they’re also quite…

Is it worth €400.- in this condition A few scratches here and there and the rating on the site is 7/10 condition. 12months warranty and I save €200.- with it. Should I do it? I wanted this lense anyway.. submitted by /u/Machoke13

iPhone courses – are any worth it? I’ve been getting a lot of suggested posts on IG for iPhone courses. Does anyone have experience or recommendations? Wouldn’t have known about long exposures with iPhone if it weren’t for these ads, but is it worth taking any of the courses? I am not looking for the “toss leaves over the subject” stuff. Looking for actual tips on iPhone as a pho…

Is Westworld worth watching?? I’ve heard people speak very highly of the series and it’s premise seems right up my street. Buuuuuuuuut… I’ve heard it undergoes a massive decline after the first series and I want to watch the show but is it worth watching past series 1?? submitted by /u/Typical_Ad_6747

Is Juvia’s place worth it? So Juvia’s place is currently having a sale on some of their products and I’ve had my eye on them for a few years now. I’m fresh out of college so budget is tight and don’t want to spend on makeup that won’t be good for ‘long term’. I have my on some eyeshadow quads or maybe even their coffee eyeshadow palate (although the palette is on sale as …

What’s a pension worth? I am debating on looking for another job. If I am making a little over $100k a year, what kind of salary would make it worth switching jobs and how much weight would you put on that pension? I feel like the pension is definitely the golden handcuffs keeping me at this job, even though I’m not unhappy. I’m very hesitant even looking because of th…