Is it Wise to Refinance My bank recently denied my application to refinance my loan with them despite having a 790 FICO score and a 5 year relationship. I’ve never missed a payment so I’m lost why they denied it. I got the idea to refinance because a different bank sent me a better offer. I thought it would be easier to just refinance with my bank. Is it smart to refin…

Is this movement wise? It does not make much sense to me but want to see what you guys think. 2 years ago I bought a brand new 2760 Sq ft house for 370k in a 12,700 Sq ft land lot for 3.2% fixed interest rate. No or low down-payment so I am also paying around $100 for pmi. Every year taxes are increasing like crazy that is making more and more unbearable to pay for th…

Warning for Wise Users Warning to all Wise Users – random suspension of account Hi all, I just wanted to put out a warning to all those using Wise following an experience I had with them. I joined Wise 2 weeks ago after moving to Aus for work. I added several thousand to my account $6k AUD exactly, and transferred funds between my NZ and AU accounts. I did not yet rec…

Revolut or Wise while abroad? I wonder which one do you prefer to use while abroad? Revolut or Wise or something else? Thanks for your answer. submitted by /u/He_donist