A traditional house in Denmark submitted by /u/68024

Traditional vs Roth for 25X expenses I think this is as pretty straightforward question, but I haven’t been able to find a clear answer. Say my annual spending estimate in retirement is X. I would want 25-30X saved. However, are there any multipliers I would use if that money is all Roth, traditional or general investment accounts? $2 million Roth seems like it goes farther than $2…

Roth Vs Traditional Math I have always had the idea that Roth contributions are obviously better for me since I am only 24 years old and am not in the highest tax bracket. I also plan to be in a high tax bracket when I am withdrawing money from my various accounts far down the line. I thought this until today when I looked at the long capital gains tax rates and dividen…

Traditional 401k vs Roth 401k. Is traditional a no brainer? Just to preface I have read all the relevant wiki articles but am still confused why some people such as Dave Ramsey recommend a Roth 401k. Here’s some info about my situation. I am 23 years old and just started my first real high-paying job. I am making 90,000/year. My employer matches 50% of my 401k contributions up to 10%. So overall that mea…

401k traditional or Roth HELP! 25(F) am looking to start retirement planning my job offers both traditional or Roth options with matching up to 4%. I make 85k with yearly raise, bonus and at entry level with options for multiple promotions and increases in salary as years go on. What should I open ? How much should I place in % wise to maximize results. submitted b…

Traditional IRA to Roth IRA Backdoor Conversion – 26 cents in traditional Hi everyone! First time poster but long time reader. I think I have an idea of what to do from other posts, but posting to get clarification. I did a backdoor Roth conversion for the max amount a few weeks ago. My account is held with Schwab. I put in the 2024 max contribution into my traditional IRA, and the funds had to sit in the traditional …

Portuguese Traditional Food submitted by /u/DianinhaC

Traditional Hawaiian food submitted by /u/Bunn1lla

Did I screw up with a traditional IRA? Hi A couple years ago I was panicking about investing on New years ever or a couple days prior to the New Year, and I just opened up a traditional IRA and dumped in 6k from my checking account. I did the same thing the next year. Later, I learned that traditional IRAs are made of pre tax contributions, and obviously I contributed post tax money….

Roth vs Traditional What are some legitimate reasons for having taxable income in retirement? I hear all the time you should have taxable income in retirement. But why? I don’t understand why some people are saying that it would benefit to NOT have all Roth? Wouldn’t having SS being your ONLY taxable income be the absolute most beneficial? Including HSA, Roth IRA, …

Traditional Portuguese Francesinha submitted by /u/drchopperx

🤤 Traditional or stuffed pasta? submitted by /u/mielcitamm

Roth or Traditional 401K I am going crazy trying to decide if I should go with Roth or traditional 401K. I have read multiple Reddit posts, read the wikis, and watched YouTube videos over the course of the past few weeks and I still cannot decide. Currently 27, single, living in California, making $77K. I am maxing out my traditional 401K and Roth IRA, then investing a…

What to do with traditional IRA I have a traditional IRA that was originally a 401k rollover to trad IRA 10 years ago when I left a former job. I didn’t even realize at the time I could just let it stay there and not roll it over. I know, I got bad advice. Regardless, in its traditional IRA form post-rollover I have not been contributing to it in that time, only letting it inv…

Traditional Beef Bourguignon submitted by /u/mienczaczek

Roth or Traditional? Hello everyone 24M currently max out 401K and Roth and put about 20K in HYSA and 10 on my individual brokerage. I’m currently all in on ROTH for both my 401K and Roth, should I be using a traditional 401K instead to use those extra tax dollars I’m saving to make me even more money in the market? submitted by /u/MatthewWillTorres …