I recently came into $4,500. I’m planning on putting it towards my car as part of a plan to get out of debt. Is there anything I can do with the $4,500 before I put it towards my car? Reposting with additional context. As the title says, I recently came into $4,500. I have $6,100 (3% rate) left to pay on my car, which I’m planning on selling (the car is worth $25,000). My understanding is that a paid off car is easier to sell than one that you owe on. Plus, when the car is paid off, I’ll be saving $250/mo by not having a car …

Pay more towards principal? I’ll be honest, I’m not great at understanding all the finance jargon (I’m trying to learn!), so in simplest terms, please advise me! $232k mortgage at a 3.25%, ~15year. Should I pay more monthly towards principal or put towards a HYSA? I do already have an emergency savings for expenses that may come up. Thanks! submitted by /u/Olulife …

Should I put more towards investments? I have a very economy driven job, all commission, so nothing guaranteed. I have about 60k in cash, 60k in investments. Maxing out my ROTH ira, $500 into long term account and $500 into mid term account. Anything left over at the end of the month is put into the cash nest egg. Should I put more into my investments rather than the nest egg? I’m na…

Have $10k to put towards loans, which one should I apply money towards? I have saved up $10,000 to put towards federal student loans before the interest pause ends. I already have a 6 month emergency fund saved up, so this is excess specifically for student loans. I just need help figuring out what loan to pay towards. My wife currently has $8800 left on her student loans with interest rates below 3.5%. The total …

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