Should i take these subsidized loans for future? Hello, I’m currently a student at a community college. I just finished my first year there and I’m debt-free with 4000$ in my savings. I plan on doing 1 more year there then I will have to transfer to a 4-year university. for the first year of college FAFSA, I am allowed to take subsidized loans of around $2000 still and i will likely be able to…