Pay off student loans? With student loan payments kicking back in soon I, like many others, am trying to figure out the best way to allocate income and savings. For background I currently earn $145,000 per year in a hcol area with an annual bonus that’s usually around $25,000. I may leave for a government job that pays less ($120,000 – $135,000 expected per year) tha…

should i put myself into more student debt? i currently have a bachelors in communications and a masters in journalism with no professional experience in my field. i recently moved in with my parents who live in europe. my visa expires in 30 days, i am still trying to find a job here so i can stay past 30 days, but time is running out. i have 100k student debt already, and i want to go to…

Should I just wipe out my student loans? I owe like 22k in them and have the cash to pay it off. Kinda don’t want to deal with monthly payments starting up again so contemplating just paying it all off and moving on. Or am I jumping ahead here? submitted by /u/OkText00

Building more credit as student Hello, I (21F) am a full time student who works part time at a couple places and also applying for an internship that would pay more. (Hoping I get that one) I currently have one credit card that I got in May 2022 and have a $2500 limit on. I did great for over 9 months then faltered for a bit but I was able to get it paid off. (Clarifying that…

My student loans are paid off!! What do I do now? Here’s where I am: No student loans for me (yay!) Husband has loans in deferment while he’s in grad school. Not sure how much or interest rates No credit card debt with interest About $2K on a card interest free until next summer 2 cars paid off About $5K in savings Own a home, about $280K left at 3.5% interest Do I pay towards husbands loans t…

Working abroad for the summer as a student I’m a student (20 years old) and I’d like to be able to discover Ireland next summer, while still being able to find a small job there. This would be my first solo trip and I’d like to know if anyone has any advice on how to organise it, both for seasonal work and accommodation. I’ve been able to find some sites but they don’t have many reviews …

Samsung Wallet now supports student IDs Samsung Wallet can now be used to access things around campus without needing a physical card. | Image: SamsungSamsung’s now offering new digital student ID support in its own Wallet app. Galaxy users, specifically those who have recent A, S, or Z series devices, will be able to pull up their campus card to access facilities and food at a tap ar…

Scholarships and Student Loans Hello! I just found i that I will receive an 18k scholarship (9k a semester) for my grad program. This scholarship will completely pay for my MPH!!! I am very excited but I have a question. I already accepted my fed loans for school. Should I still accept the loans and invest the money or should I figure out the process to unaccept the loans? I …

Should I pay off student loans Between my wife and I we have about $10k in federal student loans. We have enough in our emergency fund to pay these off prior to the interest starting to accrue again in September. What are your thoughts on taking a sizable portion of our emergency fund to pay them off. Is it worth not having a large safety net? Or is it better to deal with the…

What should I do with my student loans? What should I do with student loans? So payments are restarting and interest will be starting to accrue again. I have read most of the gov docs out there but they are written in Fischer Price language and do not explain how amortization is going to work. About me: 1. 24k in student loans with the vast majority being (18k) being unsubsidized dire…

Not sure whether to pay off student loans at once Yet another question about student loans. I have most of my money in a HYSA with 4.15 APY. I am 24 years old and want to save as much as possible to eventually buy a house. Very disappointed with the supreme court ruling, as I got pell grants and all my loans would’ve been wiped out. I make $47,000 a year before taxes. Been at my stable job for…

Spouse’s student loans Unfortunately, my wife isn’t well versed in her loan situation and current events. She has $120K in student loans, and currently not working. I have zero student loans and making six figures. She plans to make payments when she does start working, in the interim I am not trying to make her student loan payments. Am I obliged to if were MFJ? What…