#student

How can I find a student internship?

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How can I find a student internship? Hello! I am an architecture and interior design student, and I will begin my sophomore year this year. I am seeking an interior design student internship. How can I find one, and is a portfolio necessary? Any advice would help me a lot! submitted by /u/Visual_Suggestion191

Reddit Interior Design 449 2024-05-31

Student Discounts Post

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Student Discounts Post For any current students / those graduating soon: there are student discounts everywhere, don’t forget to claim them before your ID’s expire / you become intelligible! Example: https://www.reddit.com/r/Leatherman/s/hHcMAGXYkg (Note: I would not recommend that anyone lie/pretend to be a student) submitted by /u/AggravatingZucchini …

Reddit Personal Finance 814 2024-05-28

Student debt vs investments

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Student debt vs investments Hello! This is my first post ever on Reddit, but I have a particular question that I need some advice on. I’m 24 years old and I have about 65k in total student debt. I graduated 2 years ago and currently work in some dead end banking job making a little over 50k per year (working on securing a better job currently) I have saved up about 11k in …

Reddit Personal Finance 1.3k 2024-04-14

Student help!

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Student help! Hi Photogs:) sorry for the lengthy post, bear w me! Background: So I am coming up on my last semester of school- I’m a studio art major focused on photography (I’ve been practicing that for about 10 years or so) I have taken a digital class, I am currently in a darkroom class, and I need another class next semester for my senior exhibit! My prob…

Ask Photography 1.1k 2024-01-19

Should I pay my student loans now or over 3 years?

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Should I pay my student loans now or over 3 years? I have $13K left in student loans. I have the money in my savings, but that would leave me with no emergency fund. I just opened a Roth IRA which I’m planning to max out this year. Should I put this money towards my loans first or pay them gradually? I’m 27, married, make $2700 per month after deductions. I pay $300 per month on loans and need $…

Reddit Personal Finance 1.4k 2024-01-13

LPT: Student Loans

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LPT: Student Loans The awful truth is that there’s basically no way to pay them off without paying above the minimum, but you have to trick yourself into doing it because throwing a chunk of money at a loan is even less satisfying than car repairs. I know that money stuff is really sensitive for people. I understand that everyone’s financial situation and loans ar…

Life Pro Tips 424 2023-12-04

Investing or Student Loans

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Investing or Student Loans Student loan payments are coming back and I’m torn on how I should best pay them off. I had about $60k in student loans coming out of college – half in my dads name, half in mine. I paid the 30k in my dads name off recently as they had the higher interest rates. That leaves me with about 30k left across 5 loans. Over the last few years I have ma…

Reddit Personal Finance 975 2023-11-20

PhD student. Should I drop out?

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PhD student. Should I drop out? I make about 43k a year being a Phd Student along with working some side jobs. I’m in the humanities so low job prospects for sure. I am going to finish my second year this coming May but I am considering dropping out because I have about 3-4 more years until I graduate. If I were to drop out I would most likely become a teacher and make about 6…

Reddit Personal Finance 829 2023-11-14

Student loan mistake….

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Student loan mistake…. I am currently almost $200,000 in student loan debt…. Long story how I got there (mostly years of not understanding what it meant to keep pushing it off until I had a good, steady job but also a few other things) I’ve never been knowledgeable on finances and didn’t come from a family who focused on or understood finances whatsoever (my mom would…

Reddit Personal Finance 482 2023-10-18

Should I pay off my student loans?

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Should I pay off my student loans? Sorry for the title, but I (22F) have unexpectedly been giving an inheritance that’s $5,000 every year for nine years. My student loans aren’t bad they’re $13,000, my monthly payments are $100 a month. I’m getting married next year and want to purchase a house. But I’ve heard that people who pay off their student loans their credit plunges? I’m …

Reddit Personal Finance 177 2023-09-30

Should I Pay off Student Debt Now?

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Should I Pay off Student Debt Now? So I have 17.5k of student loan debt. And I have more than enough to pay it off saved. I live in the US and qualified for the struck down debt relief program because I received grants for being part of the lower-socio-economic bracket. My mom says I should just pay month by month because the govt might one day change policy or enact a law and et…

Reddit Personal Finance 180 2023-09-27

Just saw that my student loan interest rates are all LOWER than the interest rate on my savings account. Should I just make minimum payments on the student loan instead of paying it off

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Just saw that my student loan interest rates are all LOWER than the interest rate on my savings account. Should I just make minimum payments on the student loan instead of paying it off I’m able to pay off all of my student loans now, ~20k. However, I’m wondering if it makes sense to do so when my savings account’s interest rate is almost a full percentage point higher on average. Is there a reason for me to pay off the full loan now or should I just keep the money in savings? submitted by /u/Jacobie23

Reddit Personal Finance 217 2023-09-09

Payoff Student loans

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Payoff Student loans I (28M) make 65K a year and have 20K in student loan debt. I have enough to pay off the whole lumpsum from making money in the market over the last couple years but not quite sure if that’s the right move. Average loan is 4.3%. Currently looking for houses and want to make sure I have enough for a down payment. Looked into the Save plan says it …

Reddit Personal Finance 179 2023-09-05

Prioritize student loans or other loans

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Prioritize student loans or other loans With student loan payments resuming in the near future and starting to gain interest again I’m wondering which loans to prioritize. My mortgage & car loan are at higher interest rates than my student loans by about 2%. Would I be better served trying to eliminate the student loans altogether since it is the smallest amount of debt I currently ho…

Reddit Personal Finance 188 2023-08-30

Should I pay off my student loans before the student loan interest resumes on Sept 1st?

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Should I pay off my student loans before the student loan interest resumes on Sept 1st? I just received an email informing me that student loan interest is beginning Sept 1st. I have enough saved up from the past few years where I can afford to payoff the lumpsum amount and not have to worry about them, it would just take a chunk of my savings but I think it would be beneficial overall to not have to pay back the loans with interes…

Reddit Personal Finance 199 2023-08-23

Should I take out a student loan for my wife’s masters.

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Should I take out a student loan for my wife’s masters. I am 25 and make $90k salary with inconsistent bonuses but I will make about $120k this year. My wife is 24 and in the second year of her masters. She works part time and makes around $20/hr while in school. We live around a large city Our money is completely shared. Our rent is currently around $1600, due to rates rising will probably be closer…

Reddit Personal Finance 157 2023-08-21

Should I go on a student exchange?

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Should I go on a student exchange? Hi all, I would really appreciate it if I could have your take on whether I should go on a student exchange. I am a final year master’s student from Europe, and I am about to graduate most likely next year. I have been in school now for close to 2 decades, and thinking of finalising this long journey by going on an exchange abroad next year. As …

Reddit Personal Finance 148 2023-08-21

Should I just pay off all my student loans

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Should I just pay off all my student loans I have about 10k in student loans which will begin accruing interest again in September. I have enough liquid cash to wipe it out but it will take all my savings and eat a bit into my emergency fund. Should I just pay it all off at once? I make a pretty good income at around ~100k, it’s just the thought of seeing that low of a number in my bank …

Reddit Personal Finance 248 2023-08-18