Student Loans are $57K and have 30K in savings Should I put all of those savings and pay off that chunk of my loans? I’m going back and forth on if I should just pull the trigger. I acquired 30K in savings during Covid and it feels like free money. Would it make sense to just throw it all at my loans? submitted by /u/fake_cowboy88

Savings vs Student Loans For some context, I recently graduated from college with a physics degree and have about $28k in student debt. About a month ago I got an entry level lab technician job at an Optics Lab that pays about $19/hr with the promise of easy raises because of my education, and I take home just over $600 a week. I’ve got about $14k in the bank right now …

An Eternity of Student Loans I’ve been dutifully paying off my student loans for the last billion years or so and am looking to get aggressive to get these paid off once and for all. I guess I’m finally coming to terms with the fact that no loan forgiveness is coming my way, lol. If it’s relevant, I make too much money for any other kinds of federal aid or revision in repay…

Student Loan Payment I am (28) getting married this year. As a wedding gift I’d like to pay a significant amount if not all of my fiancés (24) student loan debt so that we can be debt free as those are our only forms of debt and want to put that money towards home, family planning and vacations etc. Unsure of interest rate however 10k is a on a card which I’m sure i…

Should I use my 529 toward my husband’s student loans? I (26f) have had a money in a 529 account since I was a kid, but because I went to school for free at the college my mother taught at, I did need to use most of it. There is currently about $45k I recently married my husband (28m) and now have full control of the account. He graduated law school two years ago and is a public defender. If you kno…

Student Loan Repayment? Hello Reddit! I have a question. Like most of us, I have student loan debt. These are not private loans, they were FAFSA awarded subsidized and unsubsidized loans. I have about 11 different loans from 5 years in school ranging from 3-4% interest rates each. I’m paying roughly 367 per month, around 140 of which is going toward interest and the re…

Student loans or retirement Wife and I are in our mid-30’s and have been married for 10 years, have a two year old and another one on the way. Bought a house right before the pandemic in a MCOL area ($2200/month for 30 years). Combined income: $160,000/year Combined retirement: $130,000 ($40k in Roth IRA, $90k in 401k) Current 592 for kid(s) balance: $15k Student loans: …

College Student with 18k what do I do? Hi reddit, I’m close to finishing my first semester of college and I’m looking for advice on what I should do with my money. I’ve built my small wealth from working since high school up till now. I go to college for free due to my grants and scholarships so that’s not an issue for me. I work full time and attend school full time. I make about 3k…

Turkish Airlines Student Discount??? Hi all, I’m trying to apply my student discount to an international flight purchase. My student status has already been verified in the personal details section of my account. I called customer service, and they said that during my ticket purchase, I need to change my status from “adult” to “student” (within the ticket purchase window, after cho…

529 student loans follow up Hello there! In the last post I asked about paying student loans back with 529 money. This post is just asking what is the process of using the 529 to pay off the loan? What do I send to my the bank to have the loan payed off? If someone can comment the process that would be amazing 😭 submitted by /u/Fit_Note754

LPT Request!! What kinds of student discounts can I get as a college student? I’m going back to college and happened to see a promo for a streaming service that was DEEPLY discounted with a valid student ID and it got me thinking, what else can I save on?! submitted by /u/angelofthewild

Paying off Student Loans I have nobody in my life who is financially literate so I’m hoping one of you can help. I am in my second year of college and have taken out around 8k in loans total. I have about 10k saved should I pay off like 5k of my loans now and keep an emergency fund for if my cheap car breaks? I also make about 1400 a month, my bills come out to be about…

Student Loan Dissapeared I had a student loan through a bank that was sold to another company shortly after I had gotten the loan. I paid on the loan for several years up until earlier this year when I got notice that the loan was sold back to the original bank. I never received anything from the original bank and checked by account through them and it shows no active a…

Cosmo student My first attempt at a Halloween look that I did on another student! Pretty excited about it. submitted by /u/Heytherehayleyyy

Help! Student Loan! Hello! I’m going to be attending ASU in the fall, but I have a few worries. Long story short, I moved out of an abusive household when I was 18 and currently live with my aunt, and I went to study further education at ASU when I graduated. My highschool grades were pretty good so my scholarship covers most of tuition, but there’s still about 10k…

What not to do in Germany as a student tourist? So, I’m going to Germany in a few days for a study abroad trip (I’m American), and I wanted some advice on things that I should do and not do. I already know the basics, don’t be loud, don’t make nazi jokes, don’t be disrespectful, etc, just common knowledge “I wouldn’t really do that anyway” stuff. I make this post however to ask if there are a…

first year student Hi! I’m going into my first year of Interior Design this fall semester. I was wondering what supplies you think is absolutely needed in your first year? I only have a few things ready so far and I’m trying to get a list before classes start. I’m attending OU and the first few classes cover sketching and technical drawing. Also, is there any advi…

$72k in student debt I’m pursuing a bachelors in civil engineering. I’m going into my sophomore year and am looking to transfer schools after attending community college for 2 years. I got accepted into a private university that I would commute to but tuition will still be about $20k a year. Financial aid gives me a federal loan of $5500 of that $20k. If I spend 3 y…

Consolidate Student Loans or no? Hello, I have been wondering if I should consolidate my student loans so that I can lower my monthly payments. The only reason I am hesitant is because I plan on applying for a mortgage in the next 3-6 months. I could take the credit check for consolidation on my student loans and have more monthly income available for a mortgage, or I could le…

Should I Repay My Student Loans I’m currently going into my senior year of undergrad at a semi-prestigious university. I’ll start off by saying that I know how lucky I am for only accruing this much debt but I was never taught to be financially literate and I’m still looking for advice and the best way to pay it off. The sum total of my loans is $7,878 with $252 of it being a…