Advice on how to spend unexpected $$ Husband and I just unexpectedly received $45k, tax free through a trust a family member set up. We are discussing how to use the money, many options available and this post is to cast a wide net and get some ideas/opinions. General financial background Combined salary $160,000 both 31 yrs old, great job security. $20k in emergency fund ~$75k i…

How much to spend on rent? Hi I am moving to the New York in approximately two months & need some help planning a reasonable budget. I have never been to the US so I have very little background. I am 24. Single. No debt. I currently have 40k in savings and will be taking home 8000k a month. I have been looking at rent prices (absolutely atrocious) and all the decent plac…

Should I spend all my savings travelling, or miss out? My friends and I are planning a 3 week trip to japan, we just got a quote for tickets and that alone will be about half of my savings (tickets are $1.2K, I have $2.2K right now). The trip is also being planned for just over 6 months away. My worry is that once I pay for tickets, I will still have to pay for accomodation, transport between citie…

How to get spend wisely Firstly, I am one of those super-savers (i.e. saving 60%-70% of my salary) and I make 150K. I have recently discovered that my investments will outlived me, and I wanna enjoy it while I’m able. I have about 850K invested and I’m 38M. I wanna stop investing, and just let the 850K grow (invested in the S&P)…and use my salary to go on more vacat…

Switzerland – how long to spend in each place? I am planning on going to Switzerland in August. I will already be in Europe at that time to visit some family, so I decided to come to Switzerland right after that since I always wanted to go. My initial idea is: * Fly in to Zurich, take the train to Lucerne * Lucerne (should I spend 1 or 2 nights here?) * Take the train to Bernese Overland (sh…

Spend 2 days in Lofoten Hi guys so we booked a hotel in Svolvaer (I think we maybe could change it with another place if you recommend something else) for 3 nights (2.5 whole days) but we don‘t know how to spend them best. (We also can‘t rent a car because we don‘t have a driver‘s license.) Appreciate evey recommendation 🙂 submitted by /u/Inevitable_Kiwi6574

Where to spend the most time in our travel around China? Hello everyone! Me and my girlfriend are travelling China in September this year for about 3 weeks. We will fly in to Beijing and plan to spend some time there before moving on to Xi’an and Shanghai, we will return and will fly out of Beijing at the end. So I was wondering how much time should we be spending in each city to have a good experienc…

How Should I Spend My Income. Hello, I want some advice on what I should do to improve my budget and if I’m saving too much or saving too little. I make about 100k a year, after taxes and other deductions I make about $5,100 a month. This includes health, vision, dental insurance, 8% 401k match (~$642) every month, FSA contributions, and etc. My Current Monthly Budget: Rent…

Where to spend and where to save I just got my first substantial pay check from work (I work in Real Estate). It’s just over $16,000 (tax not deducted yet) I’m not super great with money. I have never had an opportunity to save money as I’ve always been pay check to pay check. -I have about $8000 in student loans. -I have a $600 medical bill that went to collections that I’ve …

What city to spend 8 weeks in Italy? My husband and I love Italy, and this fall we want to spend 8 weeks/2 months there. We are so excited about being stationary and taking day trips, and really just soaking in the Italian culture. Easily walkable Kid friendly (bringing 3 y/o and 6 m/o) Close to train so we can take day trips Would love to rent a house Has enough to do (restauran…

How should we spend our money so we are both happy Hi, my husband and I have been together for 6 years and overall we have a very healthy and happy relationship. We have always had good communication and have been very open and understanding when it has come to our finances, however recently we have found ourselves with a moral/financial dilemma. 2 years ago we bought our first home and have s…

I spend too much on food I’ve been having this problem for awhile now. I am currently in debt because of my constant desire to buy food, I cook food at home and even bring some at school. But even then I still spend my entire allowance on food. submitted by /u/JemsWhy

Best way to spend 2 weeks in Japan? Hello, It’ll be in Winter months and I was thinking I could land in Tokyo (2 days ?) buy JR Pass then go check out Mt Fuji area and Fukushima, then go to Nagoya (2 days) then Kyoto (2 days), Osaka (2 days), then Hiroshima (2 days) then train to Hokkaido (2-3 days) then back to Tokyo and fly out. I can change the days around to less or more and c…

Not a bad way to spend an evening submitted by /u/99percentCat

LPT,You get to decide where your time goes. You can either spend it moving forward, or you can spend it putting out fires. You decide. And if you don’t decide, others will decide for you.” You can either spend it moving forward, or you can spend it putting out fires. You decide. And if you don’t decide, others will decide for you.” It’s hitting me hard because, let’s be real, who hasn’t felt like they’re constantly firefighting in life? I mean, think about it. There are so many distractions, dramas, and little emergencies that pop…

Should i spend all my savings on student loans? I currently have $32.5k in private student loans and about $20k in savings. I currently overpay on the loans, $1k every month. At what point should I pay off the rest of thr loan? Use all my savings when it hits 20 so i cna start pocketing an extra 1k a month? Or wait until like 10k so i still have savings if needed? I am renting an apartment no…

Can yall critique before i spend on ads? Hey guys! I have a bit more tweaking to do but yall have proven so helpful! Im hoping yall can critique my landing page and product page again. Oveja Negra Portero Landing Page submitted by /u/Karl_Menace

Should I spend money in a HSA at all? Say my medicine cost $50. If I pay with HSA then I’m using pre-taxed money and I have an extra $50 to invest. If I pay with cash then I can invest the $50 in my HSA instead. In the first case I’ll have to pay tax on capital gains when selling the stock, in the second case I won’t. Sounds like it’s better to keep the $50 inside my HSA and spend …

What part of Asia would you spend 2 weeks in? I’m from Europe and I want to travel 2 weeks in May 2024 through South East Asia (first time outside Europe). Would like to avoid multiple plane flights because in case they get cancelled, my budget isn’t too permissive to buy last minute flights. That’s why I considered Vietnam from Ho Chi Minh to Hanoi, but seems like the distance between the …

How do I learn not to spend too much? So basically I’m in my early 20s, I live with my family still and most of my life never had to pay for anything because my mother told I didn’t need to. She gave me what I need within the budget we had (we were lower middle class most of our life I’d say) Well I did start working recently, I’m only part time and i have a really bad spending issu…