smartest way to take in bonus check Getting a $9,000 profit sharing bonus, I can allocate it to HSA, 401k and take the rest out as cash. Cash poor after home purchase, So I want more of it as cash, to build up cash/emergency savings while reducing taxable income as much as possible. What would you contribute to 401K and HSA? submitted by /u/vfr1200_

$6500 from settlement! Smartest thing to do with it? I recently got some money ($6,500) from a settlement and I currently have it all in my bank’s savings account, which I do not want. I want to know what you all think the smartest thing would be for me to do with it, and I am thinking long term. Or just suggestions on what options I have. I have no debt. submitted by /u/aquamoonbvtch

What’s the smartest way to distribute savings? I have 25.000$ in savings. This is how I distributed it so far: 12.000 invested in the S&P500 with 800 per month as a savings plan 8000 on investment bank account but not invested that I get 3,75% interest for. -2000 in my main bank account that are just sitting there but available immediately for emergencies. I get 2,25 % interest on this ba…

What’s the smartest thing to do with my money? I’m a 37 y/o F. I make $120,000. My apartment is $1275/mo. My only debt is student loan debt. I currently pay $630 monthly (down to $53k remaining) with a 5.3% interest rate. I am paying over the minimum. I have a state pension and 403b. In addition to my retirement savings, I have 20k in a savings account. My financial goals include paying off…

What would be the smartest? Hello! I’ve never made a post here, just been a long time lurker. Long story short I am about to receive $18,000 that was unexpected and it will be at one time. I am 27 years old with nothing in savings besides a 401k that started only a year ago. I have around 4500 in credit card debt. I am well aware I haven’t made smart financial decisions …

What’s the smartest way to invest 25k? I’ve got 25k in my savings and I want to be wise about investing it. What are some good ways both short term and long term to invest this money? I’ve thought about investing in land or housing but I’m not sure. submitted by /u/TheVirginVibes

Whats the smartest way to use $50k? I’m 22 years old, already have a good emergency fund built up, but I’ve fallen into a windfall of cash. My goal is to build a strong retirement fund and hopefully retire early. If I’m correct, my options are… 1: Roth IRA/401k 2: S&P 500 (or other index fund) 3: High yield savings account 4: T Bills I’m skeptical of HYSA, as it struggles to kee…

Smartest way forward with inheritance “Talk to a professional”, I know, I plan to. But, a little background- my dad passed in Jan 22 and the legal things have, within the last few months, finished up. I’m in a DINK household that makes about $105k gross and because of where we live, we’re pretty comfortable and stress free with bills and money. Here’s what I’ve done so far: – $20k f…

Smartest way to pay off my student loans Hello I have about $12,700 in student loans. I work as a sever and make roughly $1000-1400 a week. My monthly expenses are my car which is $480, and then another $500 in other miscellaneous expenses/food. Should I pay off my student loans as soon as possible? Like aggressively attack the loans or should I just keep saving my money( I have 30k in…