A Smarter Way to Crypto Diversification? Institutional investors are increasingly allocating to crypto, but the key question is whether to focus solely on bitcoin or diversify across multiple cryptocurrencies to optimize risk-adjusted returns and portfolio resilience.

Tech to shop smarter ? Looking for tech to help me save money or at least get more value out of my purchases. Please comment any you have in mind. Thanks ! submitted by /u/SACtrades

What would be smarter? I got about a $5500 yearly bonus coming next week and I’m wondering what would be smarter? I have a truck loan left that’s 5200 at 2.3% interest and I bought a fishing boat this year and that has $25000 left on it but at 7.5% interest (crazy but I splurged). Would I be better putting it all on the truck and just paying it off or the boat to wind…

Samsung SmartThings takes a step toward a smarter grid Image: Samsung SmartThingsSamsung has launched a new demand response program for its SmartThings smart home platform. Flex Connect allows your SmartThings connected appliances to communicate with the grid and automatically reduce energy use when there’s a spike in demand, which could help avoid blackouts. While demand response programs have made…

Which is smarter for retirement? Hey everyone! I’m a bit confused about retirement. I have just been putting money into my 403b for about 4 years. My current job offers a match of 50% of my contribution and up to a max of 2% I make about 95k a year as a nurse. And currently have 40k in my retirement I’m 26 years old. My questions are what does 50% of my contribution with a max…

Ten Podcasts That Will Make You Smarter What causes coincidences? What’s The Gimli Glider? Why do news anchors talk that way? Is ranch dressing secretly incredibly fascinating? Sure, you could google it—or you could listen to podcasts that entertain while they educate. Win trivia night at your local bar, impress someone at a dinner party, or get lost… Read more…

Stop talking and Start working Smarter not Harder submitted by /u/Probook4ever