How do you compete in this situation? Hello, here is this situation There is a winning product with three qualities in classic commerce LOW 4000DA NORMAL 8000 DA GOOD 16000 DA But in e-commerce they sell low quality at a price 5900 DA with the use of creative of a very high quality product The buyer thinks he will get what he sees in the video but it is a fraud My product is of qu…

Taking Advantage of my Situation Hey y’all! Seeking advice on how to take advantage of my current financial situation. 22yo, ~$55k/year salary (Sales job w/ commission). Debt-free. Current expenses: $400/month for car, ~$200/month food. Currently live with family, not paying for rent. I do plan on moving out at some point in 2025. I have $14k invested in a portfolio (mostly S&…

Can we do anything about this situation? Had a horrible time with Expedia the last two weeks over itinerary changes, but it all came to a head last night. Arrived 3 hours before our flight to check in and caught a name misspelling on my husband’s ticket. Asked the delta to fix it, they called Expedia, Expedia kept hanging up on them, so we called and waited two hours on the phone only…

What would you do in my situation with an extra $11k in the bank Back story (skip is your short on time) I am 26 years old, and I am new to the personal finance world. I grew up in Detroit Michigan. Very poor. Unfortunately, my parents didn’t have much, they worked their butt off though, doing low paid jobs because they couldn’t afford college back in the day, and the only jobs around were very low paid. We w…

What would you do in my situation for 401k contributions? So I started a new job at the beginning of the year, and I’m starting to reconsider what I should contribute to my 401k. I make $75000/year and my company contributes 4% automatically and an additional 3% if I contribute 6% of my salary. That brings the total to 13% between my contribution and my employer’s match. I’m wondering if I should try …

How would you feel in this situation? I used to do a lot of brand and business photography but have since moved on because I hated the way I was treated in those industries. While I was trying to build connections with local businesses I emailed one specific place I really really wanted to work with and never heard back from them and I forgot about it eventually. It’s been a year si…

Visa denied in Vietnam.. what to do in this situation? I was denied a visa to Vietnam for entry on July 26, 2024 because the VN embassy believes that I am still in Vietnam and need to exit before applying again for entry. I entered Ho Chi Min, Vietnam January 25, 2024 by air, and left on January 27th, 2024 on a cruise ship. I was properly stamped in, and stamped out, so I do not know what to do now….

Unique situation advice? Hey all, I plan on moving to Sweden in 2-3 years and am not sure the best way to invest my savings in the meantime. Below are my current savings: 401k: $70,000 (I put in 10% now, employer matches 4%) Roth IRA: $25,000 Vanguard VFIAX: $5,000 HYSA: $4,300 Debts: $15,000 left on a car (going to sell car before I move) I just moved back home to save…

Teen Wolf situation Despite some plot holes and unfinished plots, cough cough, Kira… Teen Wolf remains an iconic series, and in my eyes it’s more iconic than some of the series released during this period: The Vampire Diaries or True Blood. The charm of The Vampire Diaries wears off after 3/4 seasons out of 8, as it’s clear that they don’t have much in the way of…

Should I move out in my situation? 21M living with mother and older brother. I have around 2k savings and gross about $33k a year. My current father isn’t living there. My brother and mother are unemployed and don’t contribute anything towards bills or utilities . The house was almost put on foreclosure right before started paying. I payed my fathers last 10 monthly mortgage paym…

Getting situation in order Hi everyone, I know the wiki has the steps in which one should get their finances in order, but I guess I just need some peace of mind. So here’s my situation .- Live in NYC .- Hve 2 children .- Make 60K a year .- Partner (not yet married) is SAHM for this year Expenses: Rent $1600 Car Insurance: $300 Gas: $50 Phone: $60 Savings for kids: $250 L…

Here’s my situation. What should I do? Hello PF! I have some questions about how to grow my resources into more. I’m 36 and waited a bit long to take retirement saving/investing seriously and would like, if it’s realistically possible, to make up for some lost time. After expenses/saving each week, I have a little money left over and am unsure of what to do with it. As for my goals, …

What would you do in my situation ? Couple of weeks ago I browsed for a lens on websites like mpb, e-infinity etc. I selected the Sigma 35mm f2 to the shopping cart and started to fill out the information just to see the pricing of the shipping to my location. Most importantly I haven’t filled the credit card information anything. I looked the price and then just exited the websit…

How can I make the most out of this situation without screwing myself more??? I need to plan my finances to a T in order to make the best out of my situation. I have two credit cards with high balances but no interest is accumulating on it yet. One card has a $4,817.77 balance (interest starts next month) and the other $7,677.67 balance with 12 months no interest due to a transfer. I did a balance transfer so that explai…

For my situation is it better to rent or own? I lived in an apartment growing up and also in my adult years. I have no desire to actually own a house. What i do have a desire for is a skyrise on the 50th floor of my city. Small problem, it makes more finantial sense to rent than it does to own. The condo is 390k +$800 a month in condo fees for a 1 bed 1 bath on floor 62. The rental is max …

Situation in Bogotá? Hi everyone! I was wondering if anyone had thoughts on what the water situation is like in Bogotá right now given the rationing/shortages. I was planning to visit in early May for 2 days as part of a larger Colombia trip (1 day to explore the city, 1 day for a day trip to the páramo of Chingaza National Natural Park). Given the water shortages, …

How would you react in this situation? submitted by /u/Odd_Ability_1821

Situation assessment So I have been feeling a little down on my situation recently and I was wanting to get some perspective on how things are looking. I will give a quick run down. I am 26. The positives are I bought a 280k house in FL at 3.5%, make ~80k/yr as an engineer, have 50k in 401k. The negatives are my actual cash savings are less than 1k and I have about …

A sad situation. One of the legs on my Vanguard 204AB tripod broke off. Can anyone give me some suggestions for a replacement under $120? submitted by /u/CL7563

Traveling budget… Just wanted to vent but at the same time, what would you do in this situation? I apologize if it’s the wrong flair. Main context: From Southeast Asia, traveling in Europe for the first time. I’m meeting a friend I’ve known for three years, who invited me to stay at her place. She is currently staying outskirts of her hometown temporarily for her freelance work and alone at this place. She didn’t want to be alone so asked m…