LPT: General homeowners insurance often doesn’t cover damage caused by sinkholes. So, if you live in an area prone to sinkholes, call your insurance agent or company to look into having a rider or endorsement added to your policy for coverage. Sinkholes typically fall under the umbrella of “earth movement” on a standard homeowners insurance policy in the United States. This means damage to your home or property may not be covered unless you add an endorsement or rider specific to sinkhole coverage. This is probably most important to do if you live in an area prone to sinkholes. Flori…