score drops 200 points This is interesting. I paid 80k (yep 80k) in one payment (phone transfer) on a HELOC but neglected to tell them to use 300 for the interest owed. Always in the past, they applied a small portion to the interest, but I did not confirm verbally. Well since I was away for a few weeks I did not see the late notice til I got back. I immediately went …

Credit score water bill My partner and I moved into a rental from March 23 to March 24. I usually have my bills deducted automatically, but the water direct debit wasn’t set up. I only realized this after checking my credit report this week. We’ve since established a payment plan to settle the balance. Should this missed payment reflect on my report only for the time w…

International student coming to the U.S. Landlords are asking me for a credit score for rent, but I’ve never had a credit score… help. I am a young student coming to the U.S. I have a bank account (debit) in my home country, but I’ve never had a formal job, debt, or credit history. I’m looking for apartments in the U.S. and most landlords are asking me for a minimum credit score of 600. What can I do? Is there a service online that can help me at least create a credit score, ev…

How to Score a Discount on Spotify Premium Spotify Premium is the paid version of one of the world’s most popular music streaming services. Although Spotify offers a free plan, there are some big limitations. With this plan, you can’t download music for offline listening, miss out on the highest quality audio, have a limited amount of song skips, and bump into… Read more…

Experian Credit Score “Unscoreable”, but Credit Score Showing on Equifax and Transunion Hi there. I’m having an issue as described above. They claim my account hasn’t had any activity or trades in the past 6 months, which is untrue. Anyone dealt with this before? submitted by /u/Violetteotome

Spouse accidentally tanked her credit score Long story short, she had over an 830 score with all three agencies. She made a $100 purchase using Apple Pay (which is then charged to our Chase card) but this time, for some reason, it was charged to our Apple MC. This was in April. We never received a bill by mail, email, or notification that a payment was due. I only discovered it when I wa…

The Easiest Way to Increase Your Snapchat Score For an app that regularly pushes new options on its users, Snapchat doesn’t explain a lot of its features. One of these is the Snapchat score, mostly referred to as Snapscore. If you want to increase your Snapscore, there are some tried and true ways to do so, but be warned: Only the company knows exactly what goes… Read more…

Steve Jablonsky – Tessa submitted by /u/ThatBasicGuy

How to increase credit score So, I am fairly new to credit; I just got my first credit card early this year and with a co-signer, I was able to finance a car that I have been making monthly payments on, on time. I currently have a 712 credit score and I want to know what ways are there for me to increase my credit score. Any ideas/ suggestions? By the way, I am in my 20s, I…

Score at Marshall’s today!! Found the pat mcgrath mothership mega: celestial nirvana palette at Marshall’s today!! It was 34.99 submitted by /u/chocopromise

Store speed (AI, dropping score) So my store speed dropped from like 71 to 39 ? Confusingly, it did this right after i uninstalled a bunch of animation related apps and downsized all my photos to all under 500kb …? The theme i use was just updated in July! Aside from why this happened, What else can i do to get my speed back up? Are any of these Shop speed or AI apps on shopif…