Total saved for retirement by 30 When people say that you should have one years salary worth of savings for retirement by 30, does your emergency fund and other money in your hysa count? Or are they just talking about money invested into things like roth and 401k? submitted by /u/bearjs

21. $50k saved. Where do I invest it? Hello, I come here looking for any financial recommendations. I am 21, I work full time no college or further education than a high school degree at the moment. I live with my parents they are not rushing me to move out so I am looking to invest. I know it’s not smart to have this money sitting but I’m not sure where to put it. I want to buy a h…

40M 50k saved. Is it too late to retire at 65? I’m starting to contribute 800 a month to my savings. I invest in a etf that tracks the S&P and I have a government pension. But I’m anxious if it’ll be enough to retire at 65. I see people here 30 and under way ahead and wonder if I’ll have to work the rest of my life. submitted by /u/Decent_Pen_2987

The Flowchart Saved My Life Hello fellow personal financers, I find the classic r/personalfinance flowchart to be an extremely reasonable starting place, especially because it just saved my livelihood. https://www.reddit.com/r/personalfinance/s/WwI0Kv2vaJ I had a “stable” job at a law firm, where I saw no clear end in sight. Maybe subconsciously I could have recognized iss…

30K Saved up at 22 looking for advice I am 22 and have roughly $30k saved up I would appreciate some advice before I meet with the financial planner my family uses. I have ZERO vices, I do not gamble, drink, smoke, etc (I know I’m so boring). I graduate college this year and will have no debt or any major expenses other than gas and car insurance. What would be the best way to make …

22 Y/O w/ 80k saved planning future Hey all, I have just around 80k saved up and my total gross salary is about 80k/yr. I max my Roth IRA and put 5% into my company 401k, and am matched another 3%. I live at home so have zero expenses except for my car which is negligible. 50k+ of my savings are in a money market account earning interest and the rest are invested into the vanguard…

People say music saved their life, which song saved your life? for me personally pills n potions by Nicki Minaj, found it during a very dark time in my life (i mean VERY dark like i was s*icidal bullied i was going through it 💀) and it really helped me a lot submitted by /u/No-Trick-7397

I’m 50 with USD 10k saved Hi guys, I’m not the guy that I will talk about but I want to ask you what do you think about it because he asked me for help. He is divorced, with two kids, 18 and 15 both male. He makes around 15k a month but not always, there are months that he makes 1k because he is independent (architect). He has a debt of around 15k without interest for …

What Once Saved Intel submitted by /u/Waste_Perception_233

How do i invest my saved up money? Hello, everyone! I’ve been saving up for a while now, but I don’t really want to spend it—I want to grow it. I’m still a high school student, but I already want to be financially responsible, especially since I’m growing up in a low-income household. I’ve figured out that I want to invest my money in stocks and similar things, but I really don’t…

Unemployed with 70k saved. What should I do? I’m 27. Just lost my tech job. My lease for my apartment ends in December. I’ve thought about moving back home with my parents for a little while until I can find another tech job. I have only 10k in retirement. No debt. submitted by /u/ConnectionInformal43

How screwed am I or can it be saved Hey guys just joined I started my ecom adventure at the start of the year. (Quick background) M 22 made stupid luck with my POD store had me some real money. Constant 5-10 months peaked at 30k month, total sales 135k not bad for my first real store, 60% profit in one sale retailed for 89.99. I worked full time and did this on the aside. Made eno…

How do you organize saved posts? I have the habit of saving my Instagram posts on different collections. However it has become a lot know and i keep creating new collections. I wanted to see if anyone else has this issue and how do you manage and organize it? submitted by /u/taranify

I have $3900 saved up how to start e-commerce Can somebody please guide me which app or website to start e commerce I’m a noob idk how these things work but I’m good with electronics I learn fast submitted by /u/RevolutionaryBet5691

What to do with saved money. Im a single 25 year old guy making $2,500 a month, and I’ve saved up $30,000 Waiting tables the last 3 years (never went to college) I paid off my debts, and plan on staying debt free hopefully for the rest of my life. I live the Van life which allows me to skip on paying rent which is a big part of how I’ve been able to save money. I met with…

I have about 30k Saved. Not sure what to do. So I’m 24 and I have about 30k saved. I really want to buy a house but I hear a lot about bad market and the high interest rate. I also want a new car but I’m worried if I buy a car and mortgage rates come back down I wont be able to qualify for as much because I got the car. Should I pull the trigger and buy a house or wait to see if interest r…

The Helmet That Saved A Writer’s Life Read more…

What should I do with saved up money 21m no debt. Got an above average paying job for my country. Because I’m not a big spender and I live with my parents I have saved pretty much everything I earned in the last year. Now I’m wondering what to do with the money so I don’t lose it to inflation. My parents have an old house in not a great condition in the countryside and they offered…

SOS- time lapse saved as thousands of separate images Hi! So I’m an artist and wanted to film some time lapse videos of my processes for social media. I’m still learning how to use my Lumix G7 and between two interruptions (one being my camera dying midway through filming) I was not given the option to turn the images into a single video on the camera screen- instead they’ve been saved as a massiv…

I have $32,000 saved up, what should I do? Hi everyone, I (23M) have saved up about $32,000 from working at a part time job over the last 10 months now. I’m seeking advice on where to go from here. I owe about $25,528 in federal student loans. Current principal is $25,500 with 4.99% interest rate. I have accrued interest of $28, which leaves my total payoff amount at $25,528. I’m curren…