Best way to save for a vacation I have 30 months to save for a vacation I plan to take. My plan is to put $200-$400/month into SWLSX between now and then, then sell and use that to fund it. I’m looking to save between $6-10K. Is there a better way? Should I be putting this into a HYSA instead? Something else? submitted by /u/AngryBeaverFace88

How can I save more? I spend 20–30% more than I should every month. I do have savings, but very little compared to what I earn. I mostly spend on going out, shopping, and subscriptions. I do have some credit card debt as well. How can I save more every month along with paying off my credit card? submitted by /u/PotentiallyKindly

How to save without 401k? My new job has a pension system, I am not able to contribute anything to it on my own. Approximately $500/ month goes into a fidelity account through this pension. I have $2k in it now. After 3 years of service at my job, the pension will be 50% vested. I think it fully vests after 7 years, but I will not stay for more than 3 years max. I actual…

Can ‘Shōgun’ Save the Emmys from Itself? submitted by /u/indig0sixalpha

How I Learned to Save in Germany Hey everyone, I wanted to share my experience and some tips on how I learned to save money while living 1.5 year in Germany. Moving here was a big change, and it took me some time to figure out the best ways to manage my finances. Here’s what worked for me: Public Transport I use the BVB app and every time I buy a ticket bundle that includes 4…

How is it possible to save anything at all? I’m in the UK. If I find an average salary job and pay the average UK rent and average living expenses, I still can’t save. How is it that people can do anything for their futures in modern society? I am stuck and don’t know how to proceed. Is there any advice for people who are wanting to leave home but can’t? submitted by /u/DoubleProud…

Withdrawal for 529 now or save for my Kid? I just created a 529 for my son who is 1 years old. I also started a masters degree. Should I use the funds to pay for my books or continue to let it grow for my son? I am listed as the beneficiary and will swap it once I complete my degree in two years. Are there any benefits to using the money now? Or if I don’t need it shouldn’t I just save …

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how can i save this photo? hello! i am new to this subreddit. i was wondering if anyone would have any tips on how i could brighten this photo? i really like it but i have been struggling to brighten it in a way that doesn’t look unnatural. (i am fairly new to photo editing) any advice would be appreciated! thank you. submitted by /u/awkwardly-emma

Should I move out or save? I 21M have been with a major airline as an Aircraft Maintenance Technician for a almost two years and I recently accepted a job as a Quality Control inspector. All in I expect to be making around 140k-150k a year. I do have some debt but I am getting that taken care of fairly quickly. As of right now my monthly debt payments are around 850 inclu…

How to save for grandchildren? We have two granddaughters. One is 8 and one is newly born. We would like to start some sort of savings for this beginning this Christmas. We are thinking about starting with a small amount (maybe $100-$200 dollars) and depositing small amounts throughout the years. I have no idea where to start with this. I have read that a savings account is c…

Do we save enough for retirement? 28 (M) and 27 (F) with 2 kids under 5. My job pays $79,000 per year with a bonus that ranges from $5,500-9,000 each year. My wife is a teacher and makes $44,500 per year with 3 additional bonuses of $1,200, $3,000 and $6,200. Total household income of approximately $140,000. We currently have no debt other than our mortgage. $144,000 owed and ho…

Wait it out, save, and buy with cash? Fiance and I would both like to buy a place of our own, but our current rent of $1900/mo (which is up only $300 since 2017) allows us to save about $100k/year. Factoring in current interest rates, a 20% down payment, HOA fees, insurance, and taxes, we’d be looking at $3200-$3700 a month just to have a roof over our heads. With banks paying 4-5% …

Trying to Save this Photo Hobbyist here. I took this photo on our trip to Yellowstone a couple of years ago and I keep tinkering with edits to try to improve it. Out of the camera, the background is very overexposed, but I like the detail of the bison’s eye and nose. I’m going for an “old west” photo with the sepia tone. submitted by /u/Crippled_by_Apathy …

Any way to save this living room without having to tear down the whole thing? Considering this home but this living room situation is making me want to pass on it. That whole side is off center and the built-in is just massive… Is there any way to save this with clever painting to hide features / create more balance? submitted by /u/TidyConfetti

The Best Way to Save Your Own Seeds Saving seeds seems hard to do, until you’ve actually done it. But with the cost of a packet of seeds now ranging from $4 to $10, the financial incentive is well worth it. Additionally, you end up with seeds from vegetables particularly well-suited to your garden. Besides, there’s a certain smug self satisfaction you… Read more…

Spend on Germany Trip or Save more? I wanna go to Germany with my dad for the European Football Championship in June (Liek the WOrld cup but Europe-only). I have been savng. I come from a low-cost low-earn country. I earn like $600 a month PLUS tax but Services are cheap. YOu can get a barber for $7, have a full meal with dessert for $4, movies are $7, and beauty parlors are like …

Save a Tree, Use Web3 Distributed technologies can reshape supply chains, and help consumers and businesses to make more responsible decisions.

How do you save for things you don’t need but want, long term? So I bought a Bass guitar a few months ago. Didn’t enjoy it and sold it. When I bought it I decided I’d just not save that pay period so I can put aside $1000 for this bass and an amp. I’m wanting to do it more responsibly this time. I want an acoustic guitar again. It’s the one instrument I regret not pursuing more and regret selling. I plan …

To SAVE Plan or not to SAVE Plan I’ve been aggressively paying down my graduate loans and now owe $50,000. I’m currently on the standard repayment plan. It puts my monthly payment around $685. I’ve been paying since 2010. I’m currently making $125,000 annually. Now, with this new SAVE Plan I can drop my payment to $385 monthly and get it forgiven in 2035. I know I’ll probably p…