To take a salary decrease I’m in a bit of a niche role at the moment, earning 43k but no real scope outside my company. I have an opportunity for a role elsewhere – 35k, that will open doors down the line and broaden my horizons in a much less niche industry. I’m not getting the impression they would be open to negotiation but I’m also pretty unhappy in my current place …

$90/k Salary – Deciding on Rent I make $90k a year. No debt, no car payment, nothing like that. Only monthly expensives are insurance, phone, and tv. I’m currently between 2 apartments. One is 10/10, dream apartment, but rent is $1650. Other is 7/10, completely fine, but a little ugly, and only $1250. What should I do? My current leaning is to do the $1650 and enjoy this next…

How should I be saving/investing with salary increase? About 2 months ago I accepted a position with a base salary of 220k with potential to be over 300k after bonuses and incentives. I’m 25 years old, and my position immediately before this one I was making roughly 35k a year. I grew up extremely poor (roof leaked when it rained poor) and this is already the most money l’ve ever had to my name at o…

How much of salary should I spend on a car? I’ve heard as high as half your annual salary for total MSRP of car to as low as 10% of net worth (the latter is absolutely ridiculous considering most people under 40 must have a negative net worth and that’d you now need a net worth of 300k just to afford a new Camry LE) I’m 31 No debt liberal 6 month emergency fund stashed up (33k+) Current…

Pension vs salary increase I currently have a full time job in my field. It pays $91,000, has standard benefits package, requires 25% travel, the rest of the time is wfh. One unique feature here is I have a pension, which becomes vested at 5 years. I am in my 3rd year at the company. I have a job offer for another local company in a similar field that will pay $110,000, …

Having 1 year of salary saved by 30 rule?? I became a nurse in the peak of Covid but I was already 27. With OT ncentives and night time differential I make 110$/year but only have 20k in my 403b. Before that I was making about 50/year. Will I catch up?? submitted by /u/AntMoney8918

At what salary should you be maxing out 401k How much, in your opinion, is the threshold salary at which you should be maxing out your 401k each year? I know it’s more complicated and depends on variable factors like COL in your area, debt, life goals, etc. l’m just curious if there is a general consensus of “once I start making $X I will feel comfortable deferring $22.5k”. I think this is…

Too much car for salary? Old Miata (daily driver) hit the hay a few weeks ago again, so I sold it off to an enthusiast and have been car browsing for a while. In the meantime, I’ve been borrowing a car and taking Ubers on the days I can’t, but I can’t keep doing this for long. Been car shopping for weeks now. Before the Miata beater, I had a Sentra beater; I’m thinking …

Should you always negotiate salary? My gut response is yes, but what if you’re very happy with the offer? I received an offer that would be a 10% raise, but would move me to a much lower cost of living area (CA to WI). They’re covering relocation, the 401k contributions are better than what I’ve got now, and there’s even a small signing bonus. State income tax will be a bit lower …

Use These Phrases When Negotiating Your Salary So you’ve finished a grueling job search and you finally have that offer in hand—hooray! While we would all love to just be done at this point, most everyone in your life is going to encourage you to at least try to negotiate. Not every company is going to be open to negotiation, but it never hurts to try, lest you… Read more…

Is this salary fair? Background: I am a legal assistant at a mid sized law firm in the NYC metro area. They hired me for three attorneys for $50k. Six months in, I gained a 4th attorney. At my one year review they bumped me to $55k. Recently someone quit and I absorbed a fifth attorney. I am in the office 4-5 days a week paying for gas, tolls and food. I am preparin…