Are there any downsides to rolling over a 401(k) to Vanguard? I have $63K in my previous employer’s 401(k) plan with Principal, split into both pre-tax ($21K) and Roth portions ($42K). I also have a brokerage account with Vanguard and am considering a direct rollover to consolidate my accounts in one place. Note, importantly: I’ve set up a Rollover IRA for pre-tax contributions, and a Roth IRA for Roth con…

Rolling over pension into Roth IRA Hey All! If I get a check from cashing out an old pension and want to roll it into my Roth IRA, does that count towards the yearly limit? Also, how does the IRS know that it’s a pension? For something like a backdoor Roth, you have to fill out form 8606, is there something similar for doing this with a pension. Thanks! submitted by /u/Rea…

Starlink satellite messaging support is rolling out to the Pixel 9 Looks like T-Mobile and Starlink are starting to let some Pixel 9 users into the satellite messaging beta. Just heard from two Pixel 9 Pro XL users that they were invited to the beta. When the beta first launched two weeks ago, it was reported that only 5 Samsung models were supported (Z Flip 6, Z Fold 6, S24 series). My OnePlus 13 wasn’t accep…

SearchGPT Rolling Out to All OpenAI Users Starting Today The dedicated ChatGPT search engine that OpenAI developed is rolling out to all users starting today, OpenAI announced as part of its 12 days of OpenAI event. SearchGPT was added to ChatGPT in late October, providing improved AI-based searches right from the ChatGPT app and web interface. According to OpenAI, SearchGPT is able to search the web…

Rolling over 401k to IRA Hi! I am currently in the process of rolling over a 401k from a job that I left into an IRA that I just set up with Vanguard. Is it smart to leave my money in that account (with it being invested)? Or should I move it over to a Roth IRA while it’s still a low amount. This is my first account that isn’t a checking/savings and I’ve never invested…

Setting up rolling crowdfunding on my static site! OK, first, im somewhat of a tech guy… been coding for 30 years professionally have networking and auth experience. I was a web developer back in the 00’s, but CLI & DevOps for the past 18. So I know some stuff but for sure have web-gaps… I have just moved off WordPress to a static site in Hugo deployed to Azure Static Web with GitHub auth. (…

The Rolling Stones – Gimme Shelter submitted by /u/Ok-Regular-3863

Advice for rolling over an old 401k I have a 401k with ~140k in it from the company I just left. My new job offers both a 401k and a Roth 401k. They will match 5% on 6% on ONE of them but not both. I can contribute to both but only 1 gets the match. Which one should i put the company match in? And what should I do with the 140k in the old account (T. Rowe Price). Roll it straight …

Rolling 401k to Schwab IRA and have some questions. Hello fine folks at PF. You have been so helpful with my past questions and I learned a lot so I’m hoping for similar results. Here’s my previous post for my info: https://www.reddit.com/r/personalfinance/s/x9oULn8Ufz My next question: I will be rolling my 401k to Schwab IRA since I already bank with them. I plan to do the 72t SEPP and do monthl…

Stable Android 15 Update for Xiaomi 14 Starts Rolling Out Globally submitted by /u/MishaalRahman

Rolling over my 401k into an IRA Have an old 401k and i am rolling it over to a IRA. The only downsides I see is a $3 fee Which I assume I will make back with lower fees I was in 33% international 24% small cap 35% S&P 500 2.75% bond 4% target date fund I’m thinking about going 80% FZROX (total us market) and 20% FZILX (total international index fund) Any other downsides t…

Anyone seen The Rolling Stones this tour? Saw them last night (6/11) in Philly and thought they were great. Set list had all of the big songs plus a couple unexpected oldies (Midnight Rambler, Rainbow). The energy, especially Mick, was outstanding. 3 Keith songs in the middle was nice. Overall a great show! I have phone recordings of a few songs on my YouTube channel but guess I can’t p…

Timeline on device rolling out submitted by /u/SOS2_Punic_Boogaloo

Threads’ TweetDeck-style redesign is rolling out to everyone Illustration: The VergeThreads is widely rolling out a desktop site redesign that lets you customize your homepage with a series of feeds, similar to TweetDeck. In a post on Threads, Instagram head Adam Mosseri announced that it’s coming to all users globally starting today. With the new layout, you can choose which feeds you want to see by sele…

The Rolling Stones – Sympathy For The Devil submitted by /u/Significant_Jury_409

Rolling Stones – Sympathy For The Devil submitted by /u/westernmail

Rolling over 401 to Roth IRA Suggestions on what to do – from what I’ve seen, Roth IRAs are a longterm better investment than 401ks, so I’m considering rolling over part of my 401k into a Roth IRA 401K is Principal, isn’t doing too well. Balance – $11,000 Contribution – 10% split between me and employer Age 26 Income – $55kish + babysitting I live in a HCOL area, have stude…

Wear OS 4 is now rolling out for the Pixel Watch submitted by /u/MishaalRahman

The Rolling Stones – Heaven submitted by /u/icomeinpeacethx

What Do People Think of The New Rolling Stones Single? Just gave their new song “Angry” a listen. I’ve got to say it sounds a hell of a lot better than I had expected. Pretty miraculous actually that a bunch of 80-year olds can still make music like this… submitted by /u/fiftyshadesofdoug