Will a repo ruin my life? 35 years old and finally getting my life back together after a divorce, an apartment fire where I lost everything, including a bit of my mental health. My credit is already in the upper 400s. I’m currently employed again with a wonderful career path…just got my CNA and pursing my RN as well. I can clean up the credit mess from past failures an…

Voluntary Repo or Suck it up? We have a car payment that is costing us $550/month. My husband joined the military and prior to this he was making a lot more money, but not so much now. We also have 2 kids that aren’t school aged. I ended up having to quit my job because before he joined, we rotated who works and now we can’t so we’re down to one income. We don’t have family …

Repo Car With “Structural Damage?” I purchased a 2018 car for around $21000 approximately 18 months ago. The dealership showed me a clean CarFax. I recently went to sell it, expecting to make a thousand or two and was advised the CarFax shows “Structural Damage.” I’ve tried 5 dealers and none want it, except one offering $1000-$2000. I owe $16000 on it. I’ve contacted lawyers in …