Refinancing Auto Loan Looking for advice on whether or not I should refinance my auto loan. When I got my car I had no credit and was freshly 18 so currently I pay $414.38 a month and have 30 months left. My APR is 14.14% through ALLY Financial. I applied through USAA for refinancing and they gave me an APR of 17% and it would extend the length of my loan, so for obv…

HELOC refinancing advice My wife is a realtor (commission only) and I am a salary policeman. She had a pretty rough year for 2024. Her grandmother, with whom she was pretty close with passed away, and a handful of other inconveniences caused her to not want to work as much. She still managed to gross around 65K and my yearly salary is 70K. Before my law enforcement care…

It worth refinancing? Hello seniors, I would appreciate if someone posts their view on my scenario Current auto loan: DCU – 6.74% – $17520 balance – starting 65, now 59 months to go – paying 351.70 Credit karma has an offer from rate genius as follows: As low as 5.45% – 48 months duration – paying $419 per month , which I’m okay with. I save just over $1300 in inter…

Question about refinancing. I want to refinance my new car and my note is due this Thursday (6/13). Can I go to my bank and refinance without having to pay this note coming up? submitted by /u/VZREAPER

Worth refinancing car for 1.5%? I have a 2023 car that I bought new a few months ago at 6.13%, and I owe just over 12k on a 48 month term. Navy fed just lowered their rates, and can potentially offer 4.54%/36mo plus a 200 dollar incentive to refinance. Either way, I’ll be paying the vehicle off within a year and a half from now. Would you refinance or is it not worth the troub…

Divorcing but not refinancing mortgage?? This isn’t about me, but I had a conversation with a friend and now I’m curious about other people’s opinions. A friend of mine of going through a divorce. It’s been decided that he will keep the home and buy out his soon to be ex wife. To remove her from the mortgage the bank has told him he would need to refinance. The problem is that the curr…

When should I look into refinancing? I took out a 15k debt consolidation loan last month to pay off my CC debt. My credit scores jumped from 640s to 790s-800s. I currently have two loans. A car loan: 21k at 6.3% (I have ~3 years left) Debt consolidation loan: 15k @ 15% (3 years) At what I point should I look into refinancing these loans. I took out the personal loan last month so …

Refinancing car after marriage Hello! I am trying to refinance my car after changing my last name after marriage. Is this a very complicated process where it won’t be accepted because of my last name?? I have no idea. I’m refinancing in my new last name from my old last name through my bank, where I HAVE updated my last name. Anyone know what to process is for this? submi…