Vehicle Loan refinance Hello, my car got repoed couple days ago, the finance company is asking fro 24,000 for redemption or refinance the loan in another bank. I am currently unemployed because I leave for military training soon. I was wondering if there are banks or loan agencys that would lend me the money without proof of employment submitted by /u/Sea-Lab-5…

Trade In or Refinance My Car I’m currently considering trading in my 2022 Honda HRV (25000ish miles) for a used 2010s Prius C (100000+ miles). My current payment is $483 per month. I have a $24400 balance remaining and I’m at 8.84% interest. I bought the car earlier in 2024 when I was really desperate because my old car was dying and I am young and stupid and got too excite…

Refinance Car Question I want to refinance my car loan but my mom is telling me not to so I’m coming here to ask for some advice. My monthly payment is $628/month @ 12.72% with Santander. I know this APR is very high, I’m young and it’s my first ever loan, it’s the best offer I got, I’m still building my credit, etc. What’s done is done. I got this car in May, so I …

Should I refinance my car loan? Hello, I’m looking to refinance my car loan. I got this loan Nov 2021 it is at a 11% my current amount I owe is at 25,000 with a monthly payment of 649. As of this Nov I have 49 payments left aka 4 years. I’m looking to refinance my loan with credit union. I heard it was cheaper. They offered me: -4 years 625.07 monthly payment, 5.85% interest -…

Mortgage Refinance or HELOC? Ex wife and I separated four years ago. Divorce and custody litigation were a fortune. Spousal Support and Alimony payments are finally done. My attorney collected over $100k. I collected debt; an embarrassing amount of debt. 50K in high interest CC debt and a 100K HELOC. I bought my ex out of the marital home. I live in our daughter’s school di…

Can’t refinance personal loan In the US, with a 760 credit but I can’t find any lender to refinance a 30k unsecured loan at 17% – what gives? Is this the standard rate for unsecured personal loans these days? Thanks! submitted by /u/Sensitive-Hope3472

Should I refinance my house? I purchased my house last year in September. I have $213k left to payoff. Currently I have a 5/1 ARM at 7.78%. Is it worth it to refinance to a 30 year fixed now at let’s guess 6.625%? After the 5 years it could go up to a max 14%. My goal was to pay it off in the 5 years but I would rather use the money for other stuff if possible. Thanks! …

Is it Wise to Refinance My bank recently denied my application to refinance my loan with them despite having a 790 FICO score and a 5 year relationship. I’ve never missed a payment so I’m lost why they denied it. I got the idea to refinance because a different bank sent me a better offer. I thought it would be easier to just refinance with my bank. Is it smart to refin…

I want to refinance my car Heyy, I’m looking to refinance my car but I’m new to all this stuff and I don’t have anyone like my parents to help me. My dad prefers for me to make a bad decision first and then will tell me afterward that it’s bad, even if I ask for advice. I was never really taught about this stuff growing up. So here I am I was looking through auto pay, I’l…