How would you reallocate investments? Right now I have 80k in retirement accounts, 10k in brokerage, 50k in HYSA and 8.5k in crypto. My monthly expenses are less than 3k a month and my salary is 90k. I’m considering moving 20k from the HYSA into stocks and maybe dabbling in some options trading. How foolish would this be? No debt, no dependents, 29 and probably won’t be able to affo…

How to reallocate lump sum towards retirement from brokerage? Been automatically contributing to my taxable brokerage and have crossed the 100k threshold, which is beyond the original goal of 50k. A house is still a few years off, so I figure I can move things around to be more tax beneficial in the long term. Thanks to IWT for helping me rethink my goals. I want to scrape 50k off the 100k and push it int…