Savings vs investing ratio Hi! I’m 26 and have a good amount of saving + investments. I have around 50% invested and 50% in savings. The investments consist of my 401k, Roth IRA, HSA, and personal investment accounts. The savings consist mostly of a high yield saving account and my checking account. My saving recently got to around 100k, and I’m wondering if I should star…

Allocation ratio 401k vs other investments. Hi all, just looking for a bit of general advice or thoughts on this. I’m 45, financial stability, nothing remarkable as a do or a don’t there. Basically, I save so that I can max my 401k annually and I also save some for my own side investing (not in a 401k, but index funds or individual stock purchases that are also retirement-allocated). I’m …

What is your travel to touring minimum ratio? Let’s say you want to go to a destination but it takes six hours to get there and you only have a three day weekend to do it so that is 12 hours for 3 days. You really only get 2 days there. Is that worth it Say you have a weeklong trip but it takes 18 hours to get there plus jet lag. So a full day of travel there and back and you’d only get 5 d…