Student Loan Repayment Strategy Question Hello, I am a recent college graduate and I have a question regarding repayment of my student loans. I was fortunate enough that my parents were able to pay for most of my college, so I am left with only about ~$20,000 in debt at ~3.5%. I also was fortunate to secure a well paying job in a low cost of living city, so my monthly expenses are also…

Vertical paneling question. This living room I will make all black. Walls and ceiling. I am thinking of adding vertical paneling where the TV is currently sitting. This is the previous owners layout. I am mainly curious what everyone thinks about doing the entire wall where that tv is at with vertical wood paneling. Or maybe doing say the middle one third of the wall with …

Question about Roth IRA How long are you supposed to hold the stocks that you have your IRA invested in? Until you retire? Let’s say I max out my Roth contributions every year by depositing $580 a month. Do I just keep buying $580 worth of stock every month until I retire? Shouldn’t I be investing the money I make from the stocks? submitted by /u/slinkipher

Question about specific color-editing? Hello! I’m trying to find a way to edit a picture of mine so that I really can mess around with the colors. I’m pretty new to editing, but I have a vision, and know it’s doable! What I have in mind, is to take a photography and, like, getting the colors to start almost warp/distort a bit, if that makes sense? So that they start turning into some…

Question about Alibaba Manufacturer So I just got quoted for an initially batch of my product and the agent I’m speaking with wants my name, my shipping address, phone number, and email in order to send me payment link. When I search them they have two profiles, both with the blue verified check mark and one without the trade assurance mark. Is this “link” normal? I’m not sure I s…

HSA question about taxes Can I contribute to an HSA and withdraw for qualified expenses same year this avoid having to pay income tax on the spent funds? I’m 31yrs old if that matters. Also, last year I had 50k in medical bills. Can I contribute this year to avoid paying income tax and the withdraw the money and say it was towards last year’s expenses? submitted by …

Question about passport control Hello so I am moving to the Netherlands in August and booked a flight from the US. I booked a flight with a layover in Iceland, another country in the Schengen Zone. I was told that by the university to travel normally as a tourist and pick up my residency permit when I arrive. However if I’m flying through Keflavik do I need to do anything at …

E-Visa Japan Question I’m (23F) applying from NYC as I’m from the Philippines and am a permanent resident. I’m going to the Philippines with my bf (US citizen) but we wanted to stop at Japan first. We’re traveling for my birthday and to visit family in the Philippines. I submitted my application a week ago, got this email today: Your application is currently being r…

Question about Atlanta airport I will be traveling through Atlanta airport en route to Amsterdam and have just over an hour layover. I will have to change terminals, but I’m seeing there is a plane train that connects you quickly? Is that enough time to deplane, connect through with the train, and get to my gate? I have never been through that airport so just asking for those…

Question: What should i buy? I need some help choosing my first camera. My budget is around £1300 and i am willing to go over budget around ~100. For some context, I am a beginner and have never had any experience with a camera, I need a camera for school and general photography. Also, I have no intention of doing any video work and I will probably only just be doing genera…

Question regarding dental insurance Question regarding insurance So I had made appointments with 2 dentists to save the spot for which one would end up working for me (they actually suggested making the appointment just to save the spot.) they both looked up my insurance, told me what I needed done. I ended up finding a dentist that could find me immediately which worked perfectl…

Question about UPS stock My father recently passed away. He had shares of UPS class A stock. I believe it’s 10 votes per share but I could be wrong. My mother contacted UPS about his death and transferring it to her. They sent her forms to convert it to class B stock. She was smart enough to call them back and ask why. At that point, they told her she could keep them as…

Dumb question, but how do you vacation? So I apologize if this is dumb question. Growing up, we didn’t have any extra funds for vacation or travel. We had a working class upbringing and I never learned how to vacation properly. I’ve started to travel with my wife and I get really lost sometimes! Like, do you just go-go-go all day touring and exploring? Or do some activities, come ba…

Curtain Question Want to put curtains up on these windows in the living room to prevent glare on the tv on the opposite wall. Should I do short curtains, or curtains that go all the way to the ground with some extra? submitted by /u/CellarDoor_27

Question about visa exemption I’m incredibly new to travel so I’m sorry if this is a stupid, over asked question. I’m doing a trip to India with a tour group and then after I am solo traveling Thailand and Japan, both for around two weeks. For India, I was required to get a visa for immigration. But from what I’ve read about Thailand and Japan, United States citizens are exe…

Question on baseboard lighting I want to add warm led strip lighting with a diffuser to my living room that follows along the baseboards. Like the picture I added. There is top glow or bottom glow, I was thinking top glow. I added pictures of my living room: My question is, how much of my baseboards should I cover in lighting to get a nice warm cozy atmosphere. I think coveri…

I have a question about some debt I’m trying to pay. Hi r/personalfinance , so I have a question about payments, whenever I go to my bank they get stumped with my questions that seem simple, so I stooped asking. I have 3 debt of about 10 000$ so 30 000$ to pay off, all 3 at 10% interest. so I pay about 300$ a month of interest. My new job pays me about 2000$ per pay (rounding it up), how should I…

Question about place to stay in Switzerland I am going to be traveling from Innsbruck, Austria (leaving around July 8th) and am hoping to stop and explore Vaduz, Lichtenstien for around an hour before continuing on to Grindelwald, Switzerland however this is too long of a travel day for me as it seems to be best to connect in Zurich before heading on. I’m looking for somewhere that is alo…

Question about voltage I recently moved to germany and was debating on whether i should buy a european charger or a converter. (for my ipad) Ive been using a converter for months, but ive read that it isnt good for long term use so now i want to buy a charger. While i did some research i noticed that people were saying “If your apple device is dual voltage then you wi…

Question: About saving for a car Greetings, I’m aiming to buy a car around this time next year. Would it be a good idea to open a trading account and buy something like VOO until its time to purchase? Curious to know where people would park their capital up until the purchase. Thanks for your suggestions. submitted by /u/islers86