Car Refinance Question Currently have 49 months left in my loan. Current loan 12.57% paying $650 monthly. Was scrolling through Credit Karma and got on their refinance portion, got quoted 48 months, 6.69% interest paying $600. Is this offer worth taking? Currently on a roll paying off a bunch of credit card debt, and other debts I owe before I start the process of bu…

Question about TV Series ( Snowpiercer 2020 ) Anyone noticed that Tailies literally became bullyish and tribalism, like why are they butt hurt that Zarah left to work at Third and why Josie guilt trip Zarah to look after Layton by saying ‘ The Tail needs to trust you’, like fuck!!! Those guys already badmouth me and I have to kiss their ass??? No, thanks. Also Pike is a hypocrite that antag…

1099 Question and Income Tax I have a W2 job for the past few years, recently added on a 1099 Job in August – massively dumb of me – wasn’t aware that we had to pay quarterly tax – I have some paperwork that I need to receive for my 1040 which will take probably 3 weeks…but should I just file my Income Tax after I receive my paperwork before the next quarterly period or s…

Quick Question for NY Trip Hey guys! My husband and I are going to NY! We decided to stay in the Grand Central area for convenience to the station. Also wanted we don’t want to stay in Times Square bc I don’t want to be TOO overstimulated lol. But I’m wondering if we should stay at the Intercontinental Barclay OR Park Terrace Hotel. Can you let me know your thoughts? …

401k vesting question Hi yall! This might not be the place to ask. My company’s 401k policy is 6% match (100% vested) & 4% match that’s vested after 3 years. I’m about 2.5 years in, but looking to leave at my 3 year mark. Today I opened fidelity, and it says vested balance = $10k, 100% vested in the 4% account (it’s separate from my fully vested account). It used to …

Question about taxes If someone has 2 jobs and they are not sure how long they will keep the 2nd lower paying job is it better to put the extra money they will potentially have to pay in taxes in a savings account or just change the w4 to have the extra taken out of the higher paying job? Employers can take a long time to process a w4 change. Change might last less …

More taxes taken out of paycheck question If I want to pay more taxes for every paycheck so I get something back every year ? I just don’t know how it works or how much they should be taking out or if HR department knows I get paid every 2 weeks, $1000-$1024 and they take out $74 every paycheck if I get that amount above ^ submitted by /u/zoro1020

Dual Sim question Hi, my phone is eSIM compatible. My physical sim has free international texting, and 5gb of high speed international data, after that, it throttles to 256 Kb. If I got an esim, which i need to do, would it’s high speed make it so that my international texting would be faster? Or is the international texting tied to my physical sim’s plans and th…

Financial question for a 14yr old? I’m 14 and I’ve been photographing wild birds since a year now. I bought my first camera in July 2024 (a Canon 250D) and the first thing I did after was to get a Tamron 70-300 of MPB cus it’s cheaper. I now have the equivalent of 800$ in my savings and I’m split between buying some things. So in my school I’m kinda like the school photographer f…

Indonesia Question Is it possible to take a long distance train from Kertapati Train Station, Palembang,,, to Gambir Station, Jakarta in Indonesia? submitted by /u/Lifetyler

Question: What should I have dond? I’m visiting Vietnam (HCMC) and wanted to experience the bar scene. The bar I went to tried to charge my card multiple times for the same bill which locked the card. I called my bank to approve one charge. They kept saying that the charge didn’t go through and wouldn’t let me leave unless I let them hold my passport. I didn’t want to give them m…

to lash or not to lash? that is the question submitted by /u/YungTinkerbell

Serious question: is there a worse airport than CDG? I’m traditionally kind of an airline apologist – all things considered it’s pretty wild we can hop on a rocket and cross the globe in a day, and there are certainly worse things than difficult travel logistics. But is there a worse overall airport than CDG? I’ve traveled quite a bit but every 5-6 years I fall into the “it isn’t as bad as I remem…

A question about giving my sister tax-free gifts. I inherited an annuity and took a lump sum back in November. I want to split it with my sister and I heard I could give her a tax free gift of $18,000 . I gave her one check on Christmas and she deposited it the very next day. The check did not clear until Jan 7th. Is she able to receive another 18,000 tax free gift in 2025? Or does the first ch…

Referral partnership question I’m a freelance social media manager planning on finding other freelancers/agencies that I can build more clientele for them and myself. I recently learned that it’s really important to find agencies that are a similar indirect competitor to mine but I’m kinda confused on what an indirect competitor would be for my niche, I focus on brands in th…

Question for travel to Prague & Budapest Hi all! My boyfriend and I are looking to do a Prague/Budapest trip in April/May. For reference, we would be flying out of Washington DC. I don’t get a huge about of PTO, so we would be looking to do 8-9 days total (3-4 days in each city). A couple questions for those of you who have traveled in the area: Is there any big benefit to starting in…

Question about Auto DS Hey everyone. I am thinking of building my own store and use Auto DS to do all the supplying and ordering for me. Has anyone tried that? It sounds a bit too good to be true submitted by /u/Stormyy98x

Scam question Spot China Hi my friend was applying for a trip to travel to china based on an ad she saw and was accepted. It seems like an influencer type trip. They have an instagram and that is basically it. The company is called nouvelles d’europe for a trip called Spot China (spotchinatravel.com). They did a phone interview letting her know there was one spot left a…

Instagram question When are stories going on the grid? Mine changed for about a month but now it’s back to bubbles submitted by /u/ghikkkll

Wheelchair layover question Sorry to post a layover question, but i’m a bit nervous since i’ll be traveling solo in a country i dont know the language, and use a wheelchair. Im flying on January 31st from Foz de Iguacu, and can either have a 1hr 50 min layover in Sao Paulo, or a 4hr 30min layover in Rio. Both flights leave basically at the same time towards Miami. Which la…