Putting on Grown-up Pants Hi all. It’s time to be a big boy and put on my big boy pants (financially). Here is some background: Wife and I will finally be a dual income household in the near future. I finished school and started my job back in July. We had a baby in September and wife is looking to get back into the working world within the next 3-6months most likely. W…

How much should I be putting into retirement while saving for house? Hi, everyone. I’m currently saving for a house, but am having trouble how I should be balancing retirement contributions vs saving for a house. For reference, I make $80,000/year. My company matches 401(k) contributions up to 7%. I currently contribute about 18% of my salary or 18,000/yr. My expenses are about $30,000/yr all-in & my income taxes…

Where should I be putting extra income? Currently have 2k fixed cost with 3.8-4K net income. 6K emergency fund in a HYSA, 22K 7.5% interest car loan (370 payment 78 month term-awful I know), deferred student loan balance of 14K at ~7%, measly retirement of 1.3k at 30YO (more in Roth than 401k because I’ll be leaving this company I’m at soon and won’t receive the match due to the terms…

Is it worth putting down 20% for an FHA loan? Hi all, my husband is a physician. We found our dream home in the Bay Area for 1 million. Because of student loan debt during med school his credit score wasn’t ideal so for a conventional loan we’re getting a real high interest rate of around 8.1. Ideally we would have gone for this but because of credit have to go for the FHA. For an FHA loan …

Should I be putting more into retirement accounts? Military. Ill keep it short and simple. Im enlisted military, 27 years old, E-6, 8 years of service, Single, been putting 15% into TSP since Boot camp. ~2750 BAH, 300 SDAP right now. I have 51k in my Vanguard roth IRA, $7,260.07 in VDIGX, 37,170.47 in VFIAX, 6,816.30 in VHYAX 137K in my Vanguard Brokerage. 104,633.83 in VFIAX, 25,627.46 in VFTAX, 7,525.98…

Putting money in retirement vs savings as young asult 23M, 58k income I’m currently saving around 17% to retirement, and another $600/mo to savings as my expenses are pretty low. I’m saving for a ring, future wedding and house down payment / any other future expenses (new car) Would you increase savings and decrease the retirement contributions if you wanted to buy a house in 3-4 years? Or would y…

How to Wear a Fitness Tracker Without Putting It on Your Wrist Ankle straps, bicep bands, and aftermarket clips are among your best options.

How much should we be putting into savings each month? My husband and I, both 20, recently got married last July and we are now just starting to put money into a separate savings account. We fully combine and our finances, but shortly after we got married I became very ill and had to go on disability as I have been bed-bound since. I was able to keep my job, and now I’m getting back into working. My…

Are Rising Yields Putting the Squeeze on DeFi? In this week’s “Crypto Long & Short,” Todd Groth investigates the interplay between TradFi and DeFi yields and why comparisons across markets are often overly simplified apples vs oranges.

Roblox is putting its own spin on video chat Image: RobloxRoblox is launching its own take on video chat called Roblox Connect, the company announced at its Roblox Developers Conference (RDC) 2023 on Friday. The feature, which is set to launch later this year, lets you chat with other people as your Roblox avatar, and your avatar will be able to mimic your real-life facial movements. The c…