#put

Nearing retirement, where should I put inheritance?

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Nearing retirement, where should I put inheritance? I’m 57 and eligible to retire from Federal Government. My husband is 56 and eligible to retire from State Government. I have 600k in my TSP (401k) and he has about $200k in his. We owe $100k on our mortgage, and a few other debts that we can pay off fairly easily. While eligible to retire, I didn’t think we had quite enough in retirement savings…

Reddit Personal Finance 1.0k 2025-03-01

Getting a small inheritance. Put it into the house or put it in retirement?

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Getting a small inheritance. Put it into the house or put it in retirement? Age 53. The inheritance is less than $50,000. I think it’s smarter to put it into the house because I’m very concerned about getting my house paid off before I retire. Does anyone disagree? Interest rate on the home loan is about 3.5%. I currently owe about 375k. submitted by /u/Conscious-Compote927

Reddit Personal Finance 984 2025-02-27

Do I put more towards my 401k or our home loan?

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Do I put more towards my 401k or our home loan? Me and my husband have a decent amount saved up in our emergency fund and are already contributing up to employer match in our 401ks and have some extra money we would like to invest. Do we contribute more towards our 401k or do we start making extra payments towards the principal on our home loan? Our interest rate for the loan is 4%. submi…

Reddit Personal Finance 900 2025-02-25

How much should i put in my 401k as an 18 y.o

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How much should i put in my 401k as an 18 y.o Im 18 years old and i got a job as a sheet metal worker making 30.81$ an hour, I know nothing about 401k and I don’t know much about retirement. How much money should i put into my 401k per hour? submitted by /u/Aware-Comb3786

Reddit Personal Finance 417 2025-02-20

Where would you put bed?

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Where would you put bed? Ignore existing bed. You can see the entrance to the room from the hallway on the first pic. These things don’t much matter to me but windows are north facing and the TV hookup is on the eastern wall. Thanks all! submitted by /u/TchadRPCV

Reddit Interior Design 495 2025-02-17

Sell my condo and rent? Or stay put and figure it out?

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Sell my condo and rent? Or stay put and figure it out? Hi Everyone! I own a condo in SoCal, bought just over 2 years ago for 505K at 7.575%. Put 20% down. Realtor thinks it’ll sell for $650K. (I owe $395K on it). I’m single, 36, no real attachment… but the last 2 years have been tough work-wise. My industry went on strike and it hasn’t recovered. As a freelancer, it’s been tough seeing it drain my…

Reddit Personal Finance 531 2025-02-16

Can I put 100% of my second jobs income into 401k

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Can I put 100% of my second jobs income into 401k A second location of my main job got sold off and I stayed on part time to help out. It doesn’t contribute that much to my income but it helps me career wise as it gives me a little more sway with the distributors I order through by representing more of their accounts. Problem is since I only grossed like 7.5k from the second job their accounta…

Reddit Personal Finance 958 2025-02-09

Where to put commission?

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Where to put commission? I️ (25M) work in a sales role that pays out our annual commission once a year in April. This will be my first year actually receiving a decent paycheck, around $17,500. After taxes, I am expecting this to be around $11,000. I️ hate taking on debt ever since I️ made the mistake of taking out student loans and want to payoff my private loan as qui…

Reddit Personal Finance 635 2025-02-01

Where should I put $5k right now?

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Where should I put $5k right now? I’m doing ok financially, I realized I have a little much sitting in my checking account at the moment that’s not earning any interest so I want to put it to work. I’m thinking about $5k – where would you put it? I’m 40M single homeowner if it matters. I’m open to all ideas but for some examples: High yield savings? Money market? Put it in Robin…

Reddit Personal Finance 1.2k 2025-02-01

Put Securities On-Chain!

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Put Securities On-Chain! Robinhood CEO Vlad Tenev’s proposal for tokenized equity sales offers a sensible third way between exempt securities and public offerings, deepening the capital available to businesses of all sizes, says Aaron Brogan, managing attorney of Brogan Law

Coindesk 353 2025-01-31

Why is my lip stain not staying put??

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Why is my lip stain not staying put?? I am using Maybelline 24 hour super stay, which was recommended to me on this subreddit. I’m not quite sure how to explain my issue lol….. Things are fine when I do step one with the matte color, but after it dries, and I do step two with the moisturizer, it kind of reactivates the liquid stain, and it starts to clump up and coagulate, and if I …

Reddit Makeup Addiction 1.0k 2025-01-30

Should I put more in 401k (vs Roth)

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Should I put more in 401k (vs Roth) My combined tax bracket is 31.3% (22% fed, 9.3% state). I’m currently maxing my Roth IRA and contributing only 2% to 401k with no match. Next year I’ll likely barely cross into 24% fed. I don’t really expect my salary to dramatically increase at this point. I’ll probably get solidly into 24%, but 32% doesn’t seem in the cards. And I don’t expect…

Reddit Personal Finance 746 2025-01-19

Where should I put the small couch?

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Where should I put the small couch? Which way looks better? I’m thinking I’d adding a comfy chair with ottoman to the empty space. I know the coffee table is awkward, but we’re stuck with it. submitted by /u/Helpme1187

Reddit Interior Design 1.1k 2025-01-15

Most useful place to put a small windfall?

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Most useful place to put a small windfall? To my very complete surprise, I just heard I will be receiving an inheritance from my aunt, who recently passed. I plan to pay off my car and make some badly needed home repairs, which will leave me with about $50K in cash, maybe $75K. I have never had that kind of money before and I’m worried I will screw it up. I don’t think I should just leav…

Reddit Personal Finance 762 2025-01-12

Put your business on here!

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Put your business on here! Done for abit of fun and then decided to complete it, sent the prototype to a few friends and peoples who posted on it (video) after trialing different ways this method worked, mapping a grid where the top of the grid is the top of the globe and the bottom is the bottom of the globe, I set it to no minimum selected pixels needed as from some fee…

Reddit ecommerce 1.0k 2025-01-11

~60k cash. Where should I put it

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~60k cash. Where should I put it Hi, I have approx. ~60k sitting in my HYSA and I’m afraid I’m losing an opportunity to gain bigger interest on that money as of right now (3.99%). I do not own a home but am planning to buy in next 2-3 years and I have been saving up for a down payment. That being said I want to have a quick access to that money, if that makes sense. I do contri…

Reddit Personal Finance 590 2025-01-09

Should I put $40,000 in TSP or Brokerage Account?

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Should I put $40,000 in TSP or Brokerage Account? A few questions… I made $40k last summer on fire crew. I don’t need it right now, should I invest it into my TSP at work (currently at $50k), or should I put it in my brokerage account with Bank of America (currently at $30k). Is it bad to have both those accounts? Or should I just put everything into my TSP? If I ever buy a house or land, I p…

Reddit Personal Finance 620 2024-12-29

should i put 550 into an S&P now, or can i spread it out

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should i put 550 into an S&P now, or can i spread it out i have $500 into FXAIX, and am getting a check of $400 soon, and with my checking i’ll have 600 total. i was gonna like put $100 every two weeks, but i was thinking of just dumping like almost all of it into FXAIX instead. does it matter ? would it be better to make my total 1000 now? would it just be the same? submitted by /u/Obligatio…

Reddit Personal Finance 862 2024-12-24