Should I put more in 401k (vs Roth) My combined tax bracket is 31.3% (22% fed, 9.3% state). I’m currently maxing my Roth IRA and contributing only 2% to 401k with no match. Next year I’ll likely barely cross into 24% fed. I don’t really expect my salary to dramatically increase at this point. I’ll probably get solidly into 24%, but 32% doesn’t seem in the cards. And I don’t expect…

Where should I put the small couch? Which way looks better? I’m thinking I’d adding a comfy chair with ottoman to the empty space. I know the coffee table is awkward, but we’re stuck with it. submitted by /u/Helpme1187

Most useful place to put a small windfall? To my very complete surprise, I just heard I will be receiving an inheritance from my aunt, who recently passed. I plan to pay off my car and make some badly needed home repairs, which will leave me with about $50K in cash, maybe $75K. I have never had that kind of money before and I’m worried I will screw it up. I don’t think I should just leav…

Put your business on here! Done for abit of fun and then decided to complete it, sent the prototype to a few friends and peoples who posted on it (video) after trialing different ways this method worked, mapping a grid where the top of the grid is the top of the globe and the bottom is the bottom of the globe, I set it to no minimum selected pixels needed as from some fee…

~60k cash. Where should I put it Hi, I have approx. ~60k sitting in my HYSA and I’m afraid I’m losing an opportunity to gain bigger interest on that money as of right now (3.99%). I do not own a home but am planning to buy in next 2-3 years and I have been saving up for a down payment. That being said I want to have a quick access to that money, if that makes sense. I do contri…

Big Ten, SEC each put 7 teams in women’s Top 25 The Big Ten and SEC each has seven teams ranked in The AP Top 25 women’s basketball poll, with UCLA and South Carolina remaining 1-2.

Should I put $40,000 in TSP or Brokerage Account? A few questions… I made $40k last summer on fire crew. I don’t need it right now, should I invest it into my TSP at work (currently at $50k), or should I put it in my brokerage account with Bank of America (currently at $30k). Is it bad to have both those accounts? Or should I just put everything into my TSP? If I ever buy a house or land, I p…

should i put 550 into an S&P now, or can i spread it out i have $500 into FXAIX, and am getting a check of $400 soon, and with my checking i’ll have 600 total. i was gonna like put $100 every two weeks, but i was thinking of just dumping like almost all of it into FXAIX instead. does it matter ? would it be better to make my total 1000 now? would it just be the same? submitted by /u/Obligatio…

Where should I put floating shelves? I’d like to add a floating shelf to the bar in my newly acquired home. I’m thinking it would be where the black line is in the photo, spanning the entire lower portion of the counter, not going over the range or the bar top. Would you do anything different? Would also take any recommendations for a pendants! submitted by /u/Best_Size_2032…

The terrace my wife put together submitted by /u/Beginning_Gap_2388

Where to put Vanguard funds? I have a brokerage account at vanguard and I want to start building it. Currently, I have 14.3k in it. 21% of the funds are in VTSAX, 42% of the funds I have are in VTWAX, and 36% in VOO. This month I’m going to add funds ($3-6k) and I’m wondering if I should (a) add to VOO, (b) get VTI, or (c) do something else. Can I please get some advice? …

LPT: Before you put your hose away for winter, put it on top of an incline such as a tree branch Then and pull through so all the water drains out the downward side since the water can’t climb over the incline. That way it doesn’t spill when you carry it into storage. I think you should also be able to wind it up in a circle. Tie it and then rotate it with the amount of windings it has so that all the water travels out like a wirtz pump. …

Spouse unexpectedly got a job in August of this year and put our income well above the limit to contribute to a Roth IRA. What do I do with money I put in the Roth IRA this year? Subject says it all. I realized yesterday that we are going to blow well past the income limit to contribute to a Roth IRA. It’s a good problem to have, I know. Here is what I’ve done since I realized this: Opened a Traditional IRA Stopped automatic contributions to the Roth IRA and switched it over to the Traditional. With that being said, I …

LPT: If you’re paranoid about what to put a sticker on, put them on a magnet sheet That way, you can constantly move them around. Doesn’t work for some things, but now I can keep my stickers even if the appliance (or whatever) breaks and has to get tossed. submitted by /u/NukeBroadcast

Where do you put your gear when travelling by air? Hi, so I bought a KNF backpack that is 33L (34 x 22 x 54 cm) about 2 months ago, but I just realized that I didn’t consider whether it would fit in the cabin storage. As fellow photographers, I just want to know how you all bring your gear on the airplane. Is my backpack oversized, or is it fine? Thanks. submitted by /u/Ill_Implement_6224…

I think my uncle is trying to put utility bills in my name Just found out my uncle has been asking weirdly specific questions about my address and SSN. He’s been struggling with money and I recently saw mail from the power company with my name on it at his place. There’s already an unpaid $800 bill and I never authorized anything. He also made copies of my driver’s license when I wasn’t looking. I’m 21 …

Put money aside for kids, or put it in mortgage offset? I want to set my kids up so. Is it financially better to put money in an investment account for them when they turn 18, or to pay off my mortgage with the money? Will I be better off and more able to help them out if I pay it off my mortgage or will the investment returns be more meaningful if I put the money aside for them now? submitted by…

$30k in Cash, where to put it? Hey All, I just sold my car and am leasing a new car. I got $31,500 for the car. What are some suggestions/recommendations for where to put this money? I intend to use it to pay for my lease and build up an emergency fund. submitted by /u/alktrio06

Would love some input on where to put a TV. We have a mudroom that we call the “bonus room.” This is not our primary TV watching room. We have a 65″ in our living room. We are just looking to put a smaller TV (55″) in this room for some casual football games. Any feedback is appreciated! submitted by /u/cturn3r

Ideas on where to put the TV in the Livingroom. https://preview.redd.it/9jb668hjrvyd1.png?width=387&format=png&auto=webp&s=84af52de526123e667b9c13b5a07eb262aaa571c I need some advice on how to organize my living room. I want to change the fireplace and rotate it to one side of the wall because I don’t like corner fireplaces. As you can see, there are two balcony doors left and right of the fi…