I currently have 20K in debt, and I don’t know how to proceed. How to I proceed with this? I am currently a student and unemployed, but actively looking for work. I currently have 20K in debt, and I don’t know how to proceed. Also, I haven’t talk to the collectors since I am afraid and ashamed. How to I proceed with this? submitted by /u/QuartzDiamond

How to proceed with this awful car situation? Hi all, throwaway because my brother uses reddit, but my family is in a tough jam and I want to ask you all what I should tell them to do. Note: I know they goofed up, I’m well aware, but I’m really just asking for some advice on what to do. ​ For context, we’re from Texas and my mother (52) and younger brother (18) leased out a car (2015 Kia) 2…