Prioritizing Debt/Savings. I currently have $7600 in savings, owe $5600 on my car ($350/mo) and $6k in credit card debt. I make about $85k a year. I am dying to get my car paid off since it would free up $350/mo. I used to always focus on CC debt but then I realized my savings suffered greatly because of that and every time an unexpected expense came up I would uave to p…

What should I be prioritizing for the next few years? For some background info: Salary: 107k/yr in LCOL area Age: 30 Retirement savings: 30k Simple IRA 10k Roth (haven’t contributed for 2024 yet) 60k in savings account (50k will go to 20% DP on a home + closing costs) I am looking to close on an affordable house with a monthly payment of $1598. I have no other debt because I recently repaid my stud…

For scaling businesses: what features are you prioritizing? Am an experienced developer who’s new to ecommerce and recently started working on related projects. For those who are starting to find successful markets and niches, what are you focusing on to drive more growth and convert more customers? I mainly see efforts focused on either SEO/marketing approaches or customer retention through improving su…

Prioritizing saving for house vs. retirement Without going into too much detail, I (36F) used to have a serious spending problem. Five years ago I unexpectedly lost my job and I was forced to sell the home I had purchased using my whole Roth IRA as a down payment. By the time things settled down at the end of 2019, I found another job in my field for considerably less money, but I was stil…