HSA vs PPO+FSA for pregnancy Hi everyone! I have to select my benefits and we are planning on starting a family in 2025. We may have a baby in 2025, early 2026 .. but who knows! FYI – pregnancy is not listed as a qualifying event for health insurance modifications so here are my options: HSA (In Network) Premium: $40/month Deductible: $3300 (individual) Out of pocket max:…