#policy

Shanker Blog: Reading Policy, the Wind and the Sun

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Shanker Blog: Reading Policy, the Wind and the Sun Shanker Blog: Reading Policy, the Wind and the Sun There is a well-known tale about the Wind and the Sun who once debated who was stronger. They agreed that whoever could make a traveler remove his coat would win. The Wind went first, blowing with all his might, but the harder he blew, the tighter the man wrapped his coat. Exhauste…

The Best Education Blog 1.1k 2025-01-23

Whole Life Policy Advice

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Whole Life Policy Advice Today I found out from my mom that when I was 3, my grandfather had got me a 10k Whole Life Policy. (I’m currently 32) When he got it for me he was listed as the owner, my mother the beneficiary and I was considered the “insured”. This is something my mom is also just finding out, as my grandfather passed back in 2015, so for the last 9 years t…

Reddit Personal Finance 396 2024-11-28

Unum LTC policy or universal life policy with chronic illness and/or LTC rider?

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Unum LTC policy or universal life policy with chronic illness and/or LTC rider? I’m a 59-year-old male. Single. No children. I own my own house (value $500k with about $200k of equity in it, but it increases about 10-15% per year). I had a previous John Hancock long-term care policy, which I had to stop paying, but have 33,000 in credit in that policy. Now, I am considering either an LTC policy, or a universal life policy w…

Reddit Personal Finance 391 2024-10-28

What is KLM’s no receipt compensation policy / forfeit amount policy?

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What is KLM’s no receipt compensation policy / forfeit amount policy? When you submit a reimbursement claim but don’t have a receipt (because you accidentally lost it), what are you entitled for? Got put in a unfortunate situation where I lost a receipt worth $900 in compensation. Without going into the specifics, the item was an essential item that one can’t be without for more than an hour. So I purchased it and…

Reddit Travel 444 2024-10-26

Policy for posting work on personal socials

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Policy for posting work on personal socials Hi! Looking for examples or guidance for a social media policy for employees personal pages. We have the standard ones that cover the basics, but our issue is that we often have employees posting their work on their pages rather than sending the info to marketing to post on the organizations site. I am supposed to put together a document that i…

Reddit Social Media 1.3k 2024-07-04

KEH/MPB Return Policy Question

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KEH/MPB Return Policy Question Okay, so a potentially rude question here, but I was curious about KEH & MPB’s return policies. How good/reliable are they, and how specific do you have to be on what you return? I only ask because I’m interested in a camera, but would like to try it before I am absolutely certain if I want it. If it doesn’t work out for me, is it possible to j…

Ask Photography 779 2023-12-14

Replace term life policy?

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Replace term life policy? I did a check for term life policy rates and found that I can replace my current $1.25mm 30 year policy I started in 2020 with another term life policy for the same term and value for the same price of my original. Is there any reason not to do so? There has been no change in my medical history since the first policy was started. The only thing …

Reddit Personal Finance 123 2023-10-05

The IRS is taxing me on a healthcare policy I don’t have?

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The IRS is taxing me on a healthcare policy I don’t have? I recently got a letter from the IRS months after filing my taxes, requesting that I send them a 1095-A form and an 8962 Premium Tax Credit form but I’m confused af. I am still old enough to be on my parent’s insurance and it has not changed in my entire life, I filed my federal income taxes with TurboTax and paid what I owed. So I don’t know wh…

Reddit Personal Finance 228 2023-08-08

Should I cash out my whole life policy?

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Should I cash out my whole life policy? So I’ve tried to look up this question and keep seeing mixed answers- I have a whole life policy that is worth 10k payable upon death, with a cash surrender value of 756$ that my dad took out in the 90’s paid in full. I’m 30 with little to no savings, 4 kids, and am married. We are struggling financially, and that 700$ can make a big difference …

Reddit Personal Finance 165 2023-08-05

Emirates carry-on policy

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Emirates carry-on policy Hope to find some advice here… I flew to Japan with Emirates (BRU>DXB>NRT) and am about to return in two days.. Naturally seeing the items I have, I bought a small carry on luggage to accompany me for return. However, what I didn’t realize is that Emirates’ site does not state anything about a personal item. I thought I’d be able to take my back…

Reddit Travel 263 2023-07-11