#plan

Should I consolidate my Thrift Savings Plan into my current 401K plan?

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Should I consolidate my Thrift Savings Plan into my current 401K plan? I am actively working to consolidate an old lost 401k account into my current one, while going through documents I realized that I never followed up on my TSP account – I served in the military for 5 years, contributed some (not nearly what I should have) but had around 7k by the time I stopped contributing (after separating). Is there any reaso…

Reddit Personal Finance 702 2024-07-08

Winfall Plan Advice

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Winfall Plan Advice Hello! I’m receiving an unexpected windfall in a few months and I’m trying to think about it in advance so I don’t make any big mistakes. I just started getting interested in personal finance about a year ago. A little bit about me: I’m 31 years old, living in a small village in Spain (less than 5.000 people), living in an already paid house own…

Reddit Personal Finance 1.3k 2024-07-07

Should I do a 529 plan for College

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Should I do a 529 plan for College My son will be going to college in February 2026. We have a couple thousand in savings bonds and a couple thousand in cash, maybe $4000 total which I was thinking to convert to something to invest for his college. However, since it’s only 2 years away not a long time to invest, what should I do? 529 account? Just a high yield savings 4-5%? Combi…

Reddit Personal Finance 802 2024-07-04

How far do writers plan ahead?

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How far do writers plan ahead? I’ve always wondered how far writers plan ahead when they create the script. For example, if a character has an appearance in season 1, have the writers already planned for that character to appear again in say, season 5, so that the character already has some sort of identity? Anyone have any thoughts or insight? submitted by /u/yoshi726…

Reddit Television 630 2024-07-01

My wife’s dad had a Gerber Life Insurance Grow Up plan taken out on her. Now that he died we got mail saying her policy premium is past due. Can we cash out on the plan?

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My wife’s dad had a Gerber Life Insurance Grow Up plan taken out on her. Now that he died we got mail saying her policy premium is past due. Can we cash out on the plan? It says the coverage is $40k and the quarterly premium is $46.23 I personally don’t think it’s worth it to keep paying, but I’m wondering if there’s a way we can cash out instead submitted by /u/BubblyBalance8543

Reddit Personal Finance 983 2024-06-24

Scotland by train in 8 days? Is our plan reasonable?

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Scotland by train in 8 days? Is our plan reasonable? We are flying into Glasgow for 1 night. Next day taking West Highland train to mallaig and ferry to Armadale. Either staying in Armadale one night and taxi to Portree next day with stop at Fairy Pools or taxi from Armadale when we arrive by ferry and stay 2 nights Portree. Without a car can we bus or taxi to main Isle of skye attractions? Then b…

Reddit Travel 593 2024-06-21

Itinerary plan for a trip to Turkiye

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Itinerary plan for a trip to Turkiye Hi All, This is my first time planning to travel Turkey. Could you please let me know if the following plan looks okay? Any feedback or suggestions will be highly appreciated. Day 1 Reach Istanbul and check in hotel by 6 pm. Visit city in the evening. Day 2 Fly from Istanbul to Nevsehir (reach the hotel by 3pm). Visit the areas in the evening. D…

Reddit Travel 420 2024-06-13

Please poke holes in my plan

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Please poke holes in my plan I’m 58 and looking to leave my job in a VHCOL (Northern Virginia) and move home to a LCOL (Little Rock, Arkansas) and find a job doing whatever or maybe nothing. I’ve been in the DC area for 30 years. I worked for the USG for 13 years (ended up in debt as a result – but got my student loans forgiven) and have been private sector for five years a…

Reddit Personal Finance 621 2024-06-04

Plan after exams (any tips)

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Plan after exams (any tips) My exams finish on the 14th of June and I will try get a job to have atleast some source of income, I also want to start something of my own, even if it’s small for now just to gain some experience on selling online and everything. Anyone have any tips or guides on how to succeed? submitted by /u/Ayaan__A

Reddit ecommerce 615 2024-06-04

Ameriprise won’t provide a written plan, has to meet – why?

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Ameriprise won’t provide a written plan, has to meet – why? My FIL died last month. He unfortunately had ameriprise for everything. We need to move IRA’s… to MIL. MIL has dementia, my wife has POA. I know he also has annuity and some weird structured note. We asked ameriprise FA for a written plan of what they have and options, so we can review. Ameriprise FA keeps saying, no she needs to meet with us …

Reddit Personal Finance 526 2024-05-28

Floor plan A or B (or neither!)

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Floor plan A or B (or neither!) Hey everyone, proud owner of my first apartment here. Since the floor plan is quite tiny and I’m new to interior design, I was hoping to get some feedback on my floor plan proposals. Option 1 gives me more freedom to add more chairs to the table (I’m thinking of buying a table that you can extend) and allows you to sit at the table in the sunli…

Reddit Interior Design 642 2024-05-26

How to plan for four kids

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How to plan for four kids I have two kids and I love it. Whenever I think about the question “what are your goals with money” my answer is I want 4 kids. What do people think is a realistic financial picture for that many kids in a HCOL city? submitted by /u/Loud_Contribution664

Reddit Personal Finance 696 2024-05-19

How to seed a annuity plan?

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How to seed a annuity plan? I am close to signing up for an annuity plan, wanted to know if my parents can seed some for me and I add some to it? All seed money is after tax. submitted by /u/Proud-Law-5150

Reddit Personal Finance 904 2024-04-15

PCL share plan a scam?

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PCL share plan a scam? PCL Share Plan a Scam? Hello Everyone, Someone I know works at PCL and has described their employee share purchase plan to me. I am sure i am missing many details but something seems off to me and i don’t understand how a share purchase plan works within a privately owned company. In general I was told the plan works like this: Every year each …

Reddit Personal Finance 686 2024-04-11