Retired but with no plan What would you do in our scenario. Bottom line: we have not spent much time planning for retirement and I don’t know what to do. I would appreciate any thoughts on how to plan for the future. I am 74F and my husband 81M are in the below scenario: Assets (excluding house and 20 acres of land as we don’t want to sell) – 500k across IRAs. Investe…

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How to plan as a couple? My partner is really excited about planning a proper trip together since his parents gifted him sort of a travel voucher. I’m in need of some neutral advice and perspectives on this situation. Perhaps this is better suited in a relationship sub but maybe some of you have had the same issue and can help mediate. I’m pretty experienced with solo t…

Is this a reasonable plan? I am 32 and have up until this year been surviving off $30-35k/year. I have no savings and a moderate amount of debt (mostly student loans). However, I just graduated nursing school a few months ago and am now suddenly earning $97k. On top of that, I am about to receive a legal settlement where I will end up with about $650k. Basically, I am sud…

Which itinerary plan is better? Which itinerary plan would be best? Hi everyone! I’m mapping out itinerary options for Andalusia Spain and I’m going to need some help deciding which plan would be best for me. My interests are trying new food / wine (never been to Spain before), nature and countryside views, visiting churches and Catholic architecture. I would like a moderately…

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Help me plan my trip to South-East Asia Hi, My girlfriend (F25) and I (M26) are looking to travel to South East Asia during March and April before arriving in Australia for a longer period of time. We would ideally love to do a loop around Thailand, Laos, Vietnam, Cambodia and down to Malaysia, however, we are put off slightly by very hot weather in central/southern Thailand and Cambo…

Setting up 529, but plan to move states soon. Should we wait, or can we roll over? Hello All! I have been wanting to start investing money for my child’s college, and it looks like a 529 plan is my best bet. He is 6 months old, and we’ve just been putting $200 away per month in a HYSA. The problem is, I see that these plans are state administerred, and sometimes have different tax implications. We currently live in Virginia, b…

Ever plan a trip only to regret going? Before changing jobs I thought taking a long distance trip would help give me time to think and reinvigorate my mind. After debating if it’s worth spending the money ($800), I last minute decided to go for it. Upon arriving to the destination, the weather turned, the views I expected were non-existent, and the hotel location wasn’t what I was ho…

Trying to Plan a Girls Trip to Scotland Hi! My mom, sister and I want to visit Scotland within a year and a half, probably April 2026. But I am just looking at options right now. I was looking at booking with CIE Tours since everything is planned for you and what not and I have been on EF Tours when I was in school and enjoyed them. But I am wondering if it is worth it or if it is bet…

Thoughts on TrustPilot paid plan? I run a pet food store turning over around £45k/month. Frustratingly my Google my business page has ported in TrustPilot reviews of which were all organic and sit at 3.3/5 stars. A far cry from my 2000 5* product reviews on my site. I signed up for a free account to respond and have just had a sales call with them. Their package works out at …

Do you plan what you’re doing before you go somewhere? It’s seems like there’s 2 different types of travellers. The ones who go and wing and and other ones who have the whole trip planned. I’m just curious that those of you who do plan your trips how do you make an itinerary? I usually just use YouTube and atlasobscura and it seems I might always miss something before I go. So I’d like to plan a bit…

529 Savings Plan Question, google search inconclusive Can you participate in a 529 and contribute pre-tax dollars? To borrow terms, can you contribute traditionally vs. like a Roth? Thanks. submitted by /u/MountaineerIan

We have a 529 plan with 50k in it, but now grandma generously decided to pay for college. Can we still use the 529 plan? If the checks are made from grandma to the school, then I think we cannot claim those expenses for 529 withdraw purposes, right? How can we utilize our 529 plan while we actually don’t pay for college. Do we need to make grandma send us the money, and then we pay from our accounts? submitted by /u/Relative-Ladder-2557

Super funding 529 plan I have a newborn and I have opened a 529 account. I have enough funds in HYSA to super fund 5 years worth of contributions now. Alternatively I can contribute on a yearly basis and invest the rest of the cash in my individual brokerage account in one of the index ETFs I have. Not sure which is better, given one is a tax advantages account. Any s…

How should I plan my trip to Europe? Hi, I (23M) am trying to plan a trip to Europe from Australia (around June 27-July 17 for 3 weeks) and It’s a little overwhelming (my first time traveling overseas). What I have so far, is a fixed event in London on my second day (in the evening, some might guess what it is) so I will be starting from there. Beyond that, I have been planning my …

Can you remove advisor on a 529 plan? I have a 529 plan for my child. It was set up as a NY Advisor Guided plan by a financial planner a few years ago. For various reasons I no longer work with that person. I’ve opted to self manage my other investments, so I don’t have an advisor/planner at this time and don’t plan to get one in the near term. My plan is still set up with that advi…

Be careful if you plan to do a sabbatical year..return is hard Just wanted to warn people who would like or are about to do a road trip for a few months or a year. Finished university, worked for 3 years in a big company. Decided to go in SEA for a year with my gf to travel. We are back home since 8 months. I am DEVASTATED. For a year, I was free to do EVERYTHING that I wanted to. Truthfully it’s like a mil…

Thoughts on Scotland Travel Plan? Does this sound good? Planning on going sometime in April, with my girlfriend. From America. Gonna be the first time driving in the UK, on the left side, and different terrain. Not huge hikers, but I do have enjoy some small hikes and seeing nature. I find crowds/stress tend to affect the enjoyment of where I travel a lot. I enjoy nice towns/cities with a more local…