#phd

Investing vs saving as a PhD student

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Investing vs saving as a PhD student I’ll be starting a PhD program this fall, and would appreciate advice on how to manage the savings that I have. For the last few years, I’ve been working and have saved up around 35k, which is currently sitting in a HYSA. I’m thinking of drawing on my savings to “enjoy life” during my PhD, using it for summer/weekend/conference travel, small lux…

Reddit Personal Finance 1.3k 2024-06-24

PhD student. Should I drop out?

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PhD student. Should I drop out? I make about 43k a year being a Phd Student along with working some side jobs. I’m in the humanities so low job prospects for sure. I am going to finish my second year this coming May but I am considering dropping out because I have about 3-4 more years until I graduate. If I were to drop out I would most likely become a teacher and make about 6…

Reddit Personal Finance 843 2023-11-14