no completed payments tik tok ads my website is luxentica.com im not sure if its an issue with the site or with my advertisement which im fixing at the moment but anyways i spent $50 on tik tok ads and got barely any site traffic 1 add to cart and no checkouts. should i switch to targeting add to carts or initiate checkout to get a bit better chances at success? or is complete p…

Car payments are killing my wife and I My wife and I have a 1000 dollar monthly car payment. I was against getting this car because we were planning on moving out from our in-laws and getting our home. She persisted on getting it and guaranteed that she was gonna be able to afford it. Now we can’t move out because of the car payment and refinancing it will only drop it like 100- 200 …

Can no longer afford to make payments, how severe are the consequences if I stop making payments for two months? EDIT: Should clarify I’m only talking about stopping my credit payments, I’m still paying my mortgage. I’ve needed to sell my home and move into my parents old house for two years now because I can no longer afford my lifestyle due to credit card debt I’ve racked up due to significant others disability, my own health care bills and generally mak…

Student loan payments restarting With the payment pause I was able to save the entirety of my student loan in a HYSA. I always thought I would pay off my loans immediately when the payments started. But now I realized that my loans have a smaller interest rate (3.6%) than my HYSA (4.3%). Do I just make the payments instead of clearing the debt? I do have an emergency fund tha…

How do payments work This genuinely confuses me. Say I connect my stripe account to my Shopify payments. How do I recieve the money and how do I order the product to someones house? I know this is basic stuff but im just getting into all of this. Thanks! 🙂 submitted by /u/afriendlyfellow_

Should I sell my car to lower payments? My mom bought a 2020 Toyota Camry brand new with an Ally loan, and dad as a co-signer. Original balance is $27,596 Remaining balance is $14,000 Monthly payment is $540 APR is 11.84% 51k miles on it I got the car when she became unable to drive, so I’ve been making the payments. My parents spent more on this car than they could afford, and now I’…

Automatic payments skipped a month I’ve had a discover credit card for about 4 years now, and have had the automatic payments set up to pay the full statement balance every month. I’m usually pretty good about checking the statement every month to see how much I’m spending and what the balance is. Plus I always get an email when the statement is available so I expect to be remin…

How does PIN authentication work with contactless payments? I figured I’d ask this here, because there are a bunch of very smart people on this sub. I couldn’t find the answer by Googling, except for some very handwavy explanations. With chip & pin (not contactless), the chip signs the payment, its private key never leaves the chip, and it can’t be read or copied. When you enter your pin on a terminal, t…

Extra payments towards principal I have locked in rate at 2.8%. Every article says that if you have 4% + guaranteed on savings/cds (less risky vehicles), one should not make extra payments. One thought that bothers me is that mortgage payments start with bulk of interest payments in the initial years. If we make extra payments, especially in initial years, final interest paid g…

Help! with PayPal Payments Pro declining all trasanctions I use PayPal Payflow Pro on my website. Last week there were 2,000 fraudulent transactions for about $20 (which is a small charge for the website). None of the orders were shipped. What I think is happening is someone is testing the credit cards to see if they work on my site and then going elsewhere to use. Now PayPal Pro is declining ALL tra…