#payment

Take zelle payment to sell my used truck?

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Take zelle payment to sell my used truck? Im in the middle of selling my used truck. I met up with someone who is interested and we agreed on a price. He banks with USAA and there are no physical locations that he can visit. He says they only let him take $1000 out at a time. He asked if I would take Zelle but idk how I feel about it. I told him I would think about it and let him know I…

Reddit Personal Finance 734 2024-03-23

Shopify High Risk Payment Gateways

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Shopify High Risk Payment Gateways Hey, I run a clothing/watches store that uses a pre-order business plan. The problem is that some customers are either confused or taking advantage of the situation and file for chargebacks, which resulted in me getting banned from Shopify payments for having over 1% of the orders file a chargeback. Now I’m stuck without the ability to sell, so…

Reddit ecommerce 1.0k 2024-03-10

Am I stuck with my car payment?

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Am I stuck with my car payment? I’m sure others can relate: I’m smarter today than I was 2years ago. It’s been a struggle living with bills from a previous life/knowledge. I have a 2019 Jeep Wrangler. KBB: $28,000 Remaining loan…..$37,000 Monthly payment……$800 If you can believe it, those numbers were worse when I financed it. I didn’t understand the difference between b…

Reddit Personal Finance 872 2024-02-26

Urgent care payment?

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Urgent care payment? I am going to call my insurance tomorrow about this, but figured I’d try here and maybe get a faster explanation. So about a week or two ago I went to urgent care because all of my at home covid tests were negative but I still felt something was not right and I was getting more sick. I go in as a first time patient, waited about 5-10 minutes, ha…

Reddit Personal Finance 654 2024-02-23

Should I pay my student loan via minimum payment or put in extra? My payment amount is only $16, for now.

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Should I pay my student loan via minimum payment or put in extra? My payment amount is only $16, for now. So I currently have $6,185 remaining in my student loans from my bachelors. My interest rate is 3.73%. By some miracle from the SAVE repayment plan, my monthly payment is only about $16. I’m struggling to decide if I should just keep paying off with $16 a month and not worry about it since it’s so low already. How much quicker can I pay this off…

Reddit Personal Finance 523 2024-02-22

Medium Risk Payment Shopify????????

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Medium Risk Payment Shopify???????? Hi, I’ve had a sale for an expensive item £400. The payment has come through as medium risk so I’m thinking immediately to refund it, I have reached out to the customer on email and via what’s app with no response. I have mentioned the feedback below from shopify what it says. I have put a 4 digit code next to my store name on bank statement and…

Reddit ecommerce 921 2024-01-30

Mega backdoor Roth for down payment?

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Mega backdoor Roth for down payment? I at a point we’re for the first time I can seriously consider doing the mega back door Roth IRA I’m currently 30 and have 1 home we purchased in 2021 which takes roughly 20% of my take home pay. I want to start saving to buy a 2nd property in 5 years-ish. Would a Backdoor Roth be a good veichle to save money on and leverage as a down payment?…

Reddit Personal Finance 886 2024-01-27

High Risk Payment Processing

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High Risk Payment Processing Hi, I have a business in the high risk category, and I’m looking for someone that has connections with a payment processor or bank that would consider processing payments and maybe looking the other way on some things. I process about 80k a month with my current manual setup and I know with a credit card processor I’ll be able to scale my busine…

Reddit ecommerce 763 2024-01-26

A car payment is stopping me from building any savings, what can I do about it?

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A car payment is stopping me from building any savings, what can I do about it? A year and a half ago, my old 2005 truck bit the dust. This was my first ever vehicle and it was inherited, so I’ve never made a car payment in my life. At the time, demand (and prices) for used vehicles were incredibly high, so I had family keep telling me to just buy a new vehicle. I talked to a credit union to get a loan, they explained that …

Reddit Personal Finance 1.1k 2024-01-12

Payment Processing in WordPress WooCommerce

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Payment Processing in WordPress WooCommerce I am setting up my website using WordPress with WooCommerce. I’m hosting the site on IONOS. I need to choose a payment gateway, but I feel like this sub will be able to give me some insight and give me some guidance. My website will be selling used books. I don’t expect a huge volume of transactions; this is a side project to build for future ex…

Reddit ecommerce 684 2023-12-31

Seeking advice for WooCommerce Shipping and Payment solutions.

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Seeking advice for WooCommerce Shipping and Payment solutions. I’ve just begun setting up how I’ll handle shipping and payment via my WordPress + WooCommerce enabled site and am admittedly in over my head. I’ll be selling art online (mostly 8×10 or smaller prints, pins, stickers, etc.), have no registered business entity, and want to know if the (seemingly standard?) WooCommerce Shipping and WooPayments is…

Reddit ecommerce 1.2k 2023-12-26

Is your X ad revenue sharing payment smaller than you expected?

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Is your X ad revenue sharing payment smaller than you expected? Image: The VergeNow that X, the platform formerly known as Twitter, has managed to repeatedly send out its ad revenue sharing payments on time without any last-minute delays, engineer Eric Farraro is answering questions from users who still aren’t getting the payments they expect. Reasons include: 1) X users only earn ad revenue from other payin…

The Verge 438 2023-12-19

Payment Processor Recommendations for Digital Products on Shopify

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Payment Processor Recommendations for Digital Products on Shopify Hello, Could someone please recommend a payment processor that supports digital products and does not require a long verification process (max. few hours)? I am urgently looking for a new payment provider, because Stripe decided to no longer support our business and refunded thousands of euros to customers who had already paid and received their…

Reddit ecommerce 589 2023-11-23

Is a Principal only payment worth it?

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Is a Principal only payment worth it? Hey there! Hoping for a little assistance for the best way to pay off a large debt… So here’s the situation, as concisely as possible, we financed an RV and now we wanna sell it. Most likely will be upside down and will need to bring “cash” to the table to close the deal. We have a considerable amount in savings that will hopefully account for…

Reddit Personal Finance 1.2k 2023-11-04

Car Loan payment vs credit card payment

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Car Loan payment vs credit card payment I have a question regarding repayment, more of a “what would you do” type question. In reading here, I can make an argument both ways, so looking for the best way forward. Have a car loan, 9ish% and $3200 left on the loan. Monthly payment is $180, paying $200/month (for ease and round number). Have a few CCs that are between $750 and $2000, all …

Reddit Personal Finance 522 2023-10-30

What do you do if a client shorts you on payment?

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What do you do if a client shorts you on payment? Let me preface this by saying that I live in a very small town, and I am one of the youngest/not-as-established photographers among my local photography colleagues. That being said, I am not a novice. I believe my work is good, even competitive with the established photographers in my area. I probably undercharge for what I do. Anyway, I told my…

Ask Photography 792 2023-10-15

Should I be worried about a random zelle payment?

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Should I be worried about a random zelle payment? I randomly got a payment in my bank account for about $40 and it says it is a zelle transfer. I have never used zelle so I don’t know what it is from. A few months ago I also got a two step verification code or something from my bank so I don’t know if they are linked at all submitted by /u/bigbloccofcheese

Reddit Personal Finance 812 2023-10-14

Payment processing fees are killing me.

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Payment processing fees are killing me. I’m hoping that you all might have some suggestions or possibly even just help me come to grips with the issue I’m starting to encounter. I just hit the 1 year mark for my online store and things are going exactly as I had hoped which makes me very happy. However, as I grow, I’ve noticed that the fees I’m paying for each sale are just insane and…

Reddit ecommerce 199 2023-10-09

Odd Situation With Rent Payment

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Odd Situation With Rent Payment So I am in a pretty peculiar situation and wanted to see if anyone can offer advice on the best way to move forward. So a few months back, I had paid for July rent with my debit card. I had paid with the same debit card for the two months prior. After a few days, my landlord asked if I had submitted a payment for the month and I told her I did….

Reddit Personal Finance 171 2023-09-22