20% down payment or more on a house? My husband and I make a combined $210k. After taxes, health insurance, and retirement we take home around $8k/mo (sometimes more with OT and holiday pay) It seems like the housing market in our city just keeps going up, even with higher interest rates. We’re currently in a 2 bed, 1 bath house 580 sq ft. We will desperately need to upsize into a …

Payment Processor Who do you use for a payment processor? I have been using Heartland, but I’ve been extremely unimpressed by their software and customer support, which has brought my site down on several occasions. Running Magento 2 v2.4.7 submitted by /u/JaredTheGreat

Can I afford this payment? I am usually against having a vehicle payment. I’m 27 and have yet to have one. But my father recently passed away and I am wanting to buy his truck off of my mom. It’s a 2021 Tacoma worth about 28k. I grossed 60k last year. My current take home pay is around $3200 a month (Give or take because I earn commission) Here is a list of my expenses. …

Find Shopify store’s payment processor? I want to find out what checkout/payment processor a competing store is using. I’ve tried builtwith.com to no avail. I’m aware that there are some tricks you could do with inspect element but I’m not much of a technical guy myself. Any suggestions? submitted by /u/fullyrinsed

wizz cancelled tickets after payment. i bought tickets for 5 people from osl – buc and after the payment was processed and after few days, before trip confirmation, wizz air announced me that the tickets are canceled. what to do? the flight is still available and it was done through their website has anyone been in a similar situation and got to keep the flying date? submitted b…

Payment problems w/ Copa airlines? I booked a flight with Copa Airlines and need to change the date. There doesn’t seem to be an issue with availability / space on the flight I want to switch to, but when I tried to use the self-service process online AND when I called the call centre my payment cards were rejected (the call then disconnected – helpful…). Apparently my card num…

How to make a payment portal more trustworthy-looking? I’m currently selling an online course. A lot of work went into making it professional looking etc. However, the payment portal, provided by the 3rd party course platform is not trust inspiring at all. In fact, it kind-of looks like that it could be a scam… Any ideas, how do I make the payment portal more trustworthy-looking? submitted by…

Saving for down payment I have about $30k that I don’t know what to do with and my girlfriend and I are planning on buying a house in the next 3-5 years. Should I put it into my hysa making about 4% or my acorns investing account? submitted by /u/lukiepooo

Student Loan Payment I am (28) getting married this year. As a wedding gift I’d like to pay a significant amount if not all of my fiancés (24) student loan debt so that we can be debt free as those are our only forms of debt and want to put that money towards home, family planning and vacations etc. Unsure of interest rate however 10k is a on a card which I’m sure i…

Is paypal enough for payment method? Hi, I am running an ecommerce, but I only use paypal.. is it ok? Do I need more..? submitted by /u/SnooCauliflowers8417

Should I stop/reduce retirement savings while preparing for down payment? Me and my spouse are both first time homebuyers in our late 20s expecting to purchase a SFH during next summer. We are currently on track to save around a 20% down payment while continuing to max our Roth IRAs and contribute a little to our employer retirement plans for this year and the next year. With mortgage rates currently being near 7%, I …

Contributing over 20% for down payment vs investing I’m 31, in a relationship, and would like to purchase a house within the next 3 years. I currently have enough money saved in a HYSA for a 20% down payment, plus 6 months of household expenses. I am waiting to buy a home until after I get married (probably in 1-2 years – not technically engaged yet but gf and I are planning on it). My question i…

KEH Processing Payment? I just sold my R5 to KEH. I chose my payout through PayPal and it’s been “processing” for almost 6 hours. I’ve searched their FAQ’s and Google, but can’t find an answer. How long does the processing take? When should I expect the money in my PayPal account? submitted by /u/Sea_Plane_4931

Advice on Payment Processors for Travel Services? I’ve been running a travel business specializing in vacation packages and international bookings, and I’m hitting a wall with payment processors. It seems like every option either charges sky-high fees or refuses to work with travel companies because we’re high risk. Any help is appreciated! submitted by /u/Blewi

Should I invest my down payment savings, and is now the time? Context: USA, 35 y/o, married, 180k ish household income, both wife and I have great job security (union). No debt (other than student loans which should be forgiven in 3 years if PSLF isn’t recinded). Just had our first child over the summer. Our retirement funds are healthy. Basically, my wife and I would like to be able to buy a home in the n…

20k saved for a down payment, waiting 1 year to save more. What can I do with the 20k in the mean time? It seems like a waste to leave it in my savings account. Is there a better thing to do with it knowing we don’t plan on spending it for another year? And since I’ll be aggressively saving until next fall for a down payment, should I invest what I save in a specific way? submitted by /u/throwingaways123123

Are you using crypto as a payment method? Are you using crypto as a payment method? What are you selling? Has accepting crypto increased sales or decreased sales? submitted by /u/SnooSprouts871

Payment provider for supplement brand Hi guys! I’m currently looking for any advice on your experience with different payment providers for your supplement brands. Just a short background info: Our supplement is 100% legal (complies with EU regulations/ no novel foods) and doesn’t make any prohibited health claims. I’ve heard that some people have experienced difficulties with som…

Car payment but want to save for house Hi, I’m (27M) in a bit of a bind in the fact that I brought a new car last year. The car payments are high and I want to save up for a down payment on a house with my gf. This year I was not able to save any liquid cash as my paycheck after rent, food, car payment and retirement savings is neutral. On track to max out my 401k, HSA and half of …

Payment Providers in EU Hey guys, long story short, I launched a new e-commerce brand through Shopify, made $10k in revenue ($460 AOV) in 1 week after launching, and Stripe closed our account and refunded all of the payments. We did not get any disputes, but we did have payments for up to $2k per order, and we dropship our products, so I guess that’s why they closed th…