Is it worth paying $1,000 more a month toward principal? Current mortgage loan 197k 30 years at 6.5%. $1670/month. If we’re in a position to be able to put 1k more towards principal , would that be more wise than into a HYSA? submitted by /u/checkwheelsdown5

Is it worth paying $600 more towards our principal a month? We have a house and are trying to cut back on the interest that we are paying. Currently owe 280,000 at 3.5% monthly payment is right under $1,300. We want to start paying $1,900 a month. We have been paying this since January of this year. How much would we save in interest? Would the $600 extra make a huge difference? We also plan on doing a …

Spotify now has 220 million paying subscribers Nick Barclay / The VergeSpotify had 220 million Premium subscribers and 551 million monthly active users as of June 30th, the company announced today in its latest earnings report. That represents a 27 and 17 percent increase, respectively, compared to the same period last year and is above its outlook released last quarter. But while listener n…

How much should I be paying for product shots? My partner and I are launching a new product that we have been working on for a while. We are getting close to the Kickstarter/website part of it all and would like some good shots of our prototype and packaging. How much can I expect to pay for say, 10 final images? We are thinking basic, white background, product outside of box type or shots,…

Paying down debt vs. Saving for a home 23 male, in my first job, current salary $94.4. These are my debts: Private student loans ~$60k balance 5.32% Federal student loans ~$20k Auto loan $25k 2% I have an emergency fund of $18000 in an Ally account. After paying for rent, groceries, gas, 401k, minimum payments for loans, and some discretional spending, I usually have about $1000 le…

Paying off the house with inheritance Hi everyone, here’s my situation: We own a house that’s valued at $645k; we bought it for $372k in 2017. Refinanced at 3% APR in 2020. I currently owe $327k. Unfortunately, my father passed away in April and I’m inheriting a substantial sum from his estate. We also have plans to move from the US to Portugal in the summer of 2024 under the D8 “D…

Twitter says it will start paying creators this week Illustration: Alex Castro / The VergeMonths after Elon Musk announced that some Twitter users will be eligible to earn money via ads on the platform, popular creators are finally getting an update: the money is coming “within the next 72 hours.” The revenue sharing program is only available to users who pay for a Twitter Blue subscription and is…

This Is One Republican Strategy That Isn’t Paying Off Voter suppression isn’t what it’s cracked up to be.