#paying

Advice on paying off credit

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Advice on paying off credit I’m looking for a little advice. I want to know what I should do in my current financial state. I don’t pay rent or have a mortgage at the moment until around October.(deployed) Take home: $6800/mo Savings: $8k (will be 16k in September) Child support: $600/mo Car note: $808/mo Insurance: $90/mo Phone bill: $87/mo Gym: $28/mo Debt: Credit card 1…

Reddit Personal Finance 1.2k 2024-06-30

Ryanair not paying refunds

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Ryanair not paying refunds Hi I was wondering if anyone else has had any issues with receiving refunds from Ryanair. I booked a flight that was cancelled and submitted a refund request straight away. It was approved within 24hrs and I received a confirmation email stating that the money was available to withdraw from my account. However, when I go to my account no money i…

Reddit Travel 540 2024-06-30

I can’t get my posts viewed without paying 😔

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I can’t get my posts viewed without paying 😔 So, I started my business 2 weeks ago and I’m doing well, but I feel like I’ve hit a wall and my social media posts are not growing unless I pay for them to. I don’t want to continue the cycle of dumping money into advertising just to get a few clicks and orders. I’m not super social media savvy but I think my posts look good and the people who …

Reddit Social Media 1.2k 2024-06-26

Paying for Surgery … Thoughts/Ideas please?

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Paying for Surgery … Thoughts/Ideas please? I really hoping the hive mind to help me figure out how to best navigate paying for a $14k shoulder surgery. Here are my facts … * I have about 5 months of living expenses in the bank (20k), collecting 3.5% interest. *No group health insurance. Just a high-deductible plan that pays 100% of everything after $7500. My current deductible balance …

Reddit Personal Finance 647 2024-06-17

No children. Wondering what am I paying my mortgage off for?

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No children. Wondering what am I paying my mortgage off for? My wife and I have around £250k equity in our house. We’re both in jobs we dislike and feel like our mortgage is a real bind in our lives, plus We’ve no children to leave the house to and want to retire. What are your experiences of downsizing or any other retirement options please? submitted by /u/Full-Opinion-9942

Reddit Personal Finance 1.3k 2024-06-10

Stuck Paying for a Service I was not provided? SeatGeek Tickets Did Not Scan.

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Stuck Paying for a Service I was not provided? SeatGeek Tickets Did Not Scan. Hi all, Just looking for advice on next steps. The below occurred this past Sunday, and I have made no progress in getting refunded. I don’t know where to go from here. I purchased tickets through SeatGeek for the Cincinnati Reds baseball game this last Sunday. I received ticket confirmation via email, had the tickets in SeatGeek, MLB Ballpark, …

Reddit Personal Finance 771 2024-05-31

Should I refinance my car if I plan on paying it off sooner?

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Should I refinance my car if I plan on paying it off sooner? I owe about $15k principal on a horrible 19% APR car loan. I plan on paying $2k/month on top of my normal payments to pay it off in 6 months. My credit score has recently improved so I have decent hopes of refinancing. Is it worth it if I do pay the car off in 6-12 months? All I’d really be saving on is interest for those months for a credit sco…

Reddit Personal Finance 827 2024-05-04

Paying off an income tax bill

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Paying off an income tax bill Hey all! Healthcare Marketplace has screwed me again this year. Comments on how horrible our “health care” system is aside, I owe the IRS again (I am still experiencing the setback from owing from last year.) I am still paying off medical debt from years ago in addition to my monthly insurance premiums. I did do the monthly payment plan with th…

Reddit Personal Finance 691 2024-04-18

Questions about paying tax

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Questions about paying tax Assume I owe tax to federal. Does IRA directly deduct the owed amount from my bank account at the moment when I file federal tax forms? or it debits from my bank when IRA actually processes my files? submitted by /u/wasabi-rich

Reddit Personal Finance 780 2024-04-16

Is paying to speed PMI removal worth it

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Is paying to speed PMI removal worth it I purchased a home in 2021 @2.99%. I put less than 20% down so I pay PMI each month. My area has appreciated greatly in the last two years and according to Zillow, Credit Karma, others, my estimated property value was way over what the DLTV ratio is needed to get PMI removed. So I paid for a new appraisal, which somehow estimated a DLTV ratio o…

Reddit Personal Finance 1.1k 2024-04-04

Are we paying more than we can realistically afford?

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Are we paying more than we can realistically afford? My gf and I live in a 2 bedroom apartment. Her family really pushed that we should go for a 2 bedroom to have an office space. I’m kinda looking at the fact that we’ve struggled with going near paycheck to paycheck, or even struggling to make ends meet. We live in a northern suburb of New Orleans, on the North side of the lake. I work in IT and…

Reddit Personal Finance 1.2k 2024-02-12

15k CC debt, slowly paying it off but it’s overwhelming looking at how much we pay each month and how long we’re going to be paying

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15k CC debt, slowly paying it off but it’s overwhelming looking at how much we pay each month and how long we’re going to be paying We made poor choices years ago and it’s haunting us in the form of credit card debt. Between working at unstable jobs, growing up in poverty and being financially inept, living paycheck to paycheck, and overspending we got ourselves into a hole. For the first time in a while we finally feel like we’re in a position to tackle this debt and erase …

Reddit Personal Finance 754 2024-02-05

Paying Off Student Loan, or save for House

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Paying Off Student Loan, or save for House I have about 45k in liquid savings and roughly 70k in student debt. My wife and I just got married and we’re looking to buy our first house sometime in the next couple years. I have both personal student loans (30k @ 3-4%) and then Two Parent Plus student loans under my mom which I pay as well (20k @ 6.7% & 18k @ 7.2%). I was curious if it makes…

Reddit Personal Finance 1.0k 2024-01-20

Is there an unseen reason for putting a purchase on 0% interest for a time to pay off vs. paying it all off right now?

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Is there an unseen reason for putting a purchase on 0% interest for a time to pay off vs. paying it all off right now? My wife is a big proponent of this, any time we have a bigger project or purchase, say over $300, she will open up a credit card or account to put it on and pay it off over a time of say 12-18 months. She commonly opens up a credit card with the store or one of the big companies with a 0% introductory offer and then pays it off over the introduc…

Reddit Personal Finance 590 2024-01-17

Paying off $37000 Quickly

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Paying off $37000 Quickly Hello, I (37F) teach English overseas. I make about $2000 a month. I owe $37000 in student loans but won’t have to start paying until 2024. What can I be doing now to help myself get better situated to start paying these loans back? Also what are some skills I can develop to leverage some money to make myself more marketable and help alleviate t…

Reddit Personal Finance 792 2023-12-22

Paying taxes in your Country

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Paying taxes in your Country I am thinking of starting to sell on Amazon FBA, and I wonder if I have to pay more taxes to make the money I earn “legal” in my country. This is for when I sell outside my country of course. Do I have to declare the money I make and pay more taxes in my country or the taxes paid in the country I sold are enough? I am talking in a small scale, n…

Reddit ecommerce 702 2023-12-10