Advice on paying off $12-13k? I have a little under $12k left to pay off but I’ll just round it to $12-13k after this month. It’s a personal loan with a rate of 10.99. My credit is currently 819. Monthly pmt 487. I can afford to pay around $500. Any advice on paying this off faster? Don’t think balance transfers exists for loans. I could get credit cards for bal transfer but…

When should i be paying my credit card off? I’ve Had my credit card for roughly 3 months now and i’m a full time college student and full time employee i currently have the blue cash through amex so i can build some history with them and my limit is 2,000 i only utilize roughly $200 per statement although i could afford more. Here’s a breakdown of my situation. When i get paid, $100 per p…

Paying off grandmothers mortgage. I’m looking for routes and advice to go about helping my grandmother pay off her mortgage. She is 88 years old this year and still has a balance on her mortgage from refinancing to help buy a house for another family member many years ago. She is worried that it wont be paid off by the time she passes and worries about what will happen to her pl…

Should I be paying off more of my house? So I bought my house a couple years ago and only put 10%down. Was hoping the, interest rate would come down but that never happened and it is not looking like it will be happening anytime soon (I have a 6% rate). Now, I have a round 250-300k in savings which I can put towards the house (400k financed) and refinance but the couple of people I tal…

Relative quit paying credit cards Relative just stopped paying credit cards because “f*** ’em” As the title says, my relative owes a minumum of 20k in credit card debt that I’m aware of. They inherited a home and a car roughly 15ish years ago. I believe they have a loan on the house for roughly 10-20k. This person’s also refused to get any kind of major employment outside of som…

Pros/Cons of Paying off House Early? Hello PF, I am in a situation where in the next few months I will need to re-finance or pay off my entire mortgage loan in order to have everything in my name only. Right now, the mortgage is in my ex’s name and the deed is in both of our names. I will be buying her out of her half of the house as she no longer lives there and I will return to t…

Contractor, booking air tickets, paying directly vs business paying USA flights I’m a independent contractor and prefer to book my (budget approved) air travel and then submit receipts to the client in my invoice. Currently a client is pushing that they book my (approved schedule) flights for me. Please what are the pros and cons of each method. I’m mainly concerned about making adjustments during travel disru…

Which loan should I work on paying off first? I have multiple student loans with multiple lenders. My highest interest loan is $37,000 at 14.14% and my newest, probably most manageable one is $18,000 at 9.8%. I’m not sure which one to start working to pay off first. I could definitely pay off the $18k one within a year, the other I couldn’t. In total I have about $130,000 in student loans w…

Spotify will start paying creators for popular videos Cath Virginia / The VergeSpotify is going all in on video. The company will soon begin paying creators based on how much engagement their videos receive from paid subscribers. Automated ad breaks in videos will also be turned off for paid Spotify subscribers to encourage more consumption. Both of these changes go into effect starting January 2nd…

How should I go about paying a 15k car Hello everyone. I am 21 and am more than likely going to have to buy a new car once insurance deems my car totaled from a deer, i will include a photo in the reply. I have plenty saved, but I would like to add to my credit history. I don’t have any large monthly payments by living with my parents. However, the thought of having debt is daunting…

Paying debt vs savings vs 401k I moved to America 1.5 year ago and I’ve been trying to be more financially responsible since. I was really bad before and I’m trying to pay few loans off plus build some savings. I make $130.000/year plus should get 10% bonus. I live in an expensive city and my total housing costs is $3.500/month. I have $1.000 in a savings account and $90.000 …

What strategy should I use for paying down student loans Hey everyone, I have about 43,000 dollars in student loans. All of them are federal, there are 7 “accounts” ranging from about 1,000 dollars at the lowest to 17,000 at the highest, with an average interest rate of about 4.5%. The 17,000 dollar loan has a 4.625% rate and the 1,000 dollar one is 3.7, for context. I have been very lucky and have a …

Paying Chinese people Hey, i was wondering if there was any good way to pay a Chinese person with little to none fee with a good exchange rate, all the options im looking at have a high fee submitted by /u/Tiny_Job8298

Paying tolls in Portugal I’ve been driving on Portugal highways (A23 and A25) a couple of days ago. It seems that I should have registered to an electronic system to pay the toll. Now I’m back in my country, I can’t find any clear information on how to pay the toll online afterwards. Thx for your help. submitted by /u/lilou_vengers

Paying off Student Loans I have nobody in my life who is financially literate so I’m hoping one of you can help. I am in my second year of college and have taken out around 8k in loans total. I have about 10k saved should I pay off like 5k of my loans now and keep an emergency fund for if my cheap car breaks? I also make about 1400 a month, my bills come out to be about…

Paying VAT and import at source: UK to EU Let’s say I want to sell goods from a UK business to EU customers. Is there a way to be able to offer pre-paid VAT and customs to the EU at checkout — much like Amazon does? Advantages: I suspect it would work out cheaper for the customer, since leaving import and VAT to the receiving country often results in extra ‘admin’ charges It’s definit…

Paying $150 for a feature was totally worth it — gamechanger I’ve been making instrumental music for a while now and I’ve always been wanting to make vocal music. I have tried singing over my own tracks but due to bad mic, 0 talent in singing, and not much experience mixing vocals I sort of gave up on that and decided to get another artist instead. I DM’d one of the artists that I personally listen to (he…

Specific question about paying off my car I owe about $16k on my car over the next 5 years with 7% APR. I have a crypto investment that’s about the same amount, which I’m about ready to sell (an alt coin). It wasn’t as high as it once was but I made a very solid profit on that investment and I’m ready to take a win on it. My thought was to sell that crypto and use the money to pay off …

Paying off car early So I’m looking to buy a used vehicle and the salesman is saying he’ll only sell it to me if I finance it for at least the first 6 months and that I’ll “save” 1k by doing this. Like I can pay it off after that but I can’t pay earlier than that. What would happen if I agree, get the car fully in my name, and then pay it all off early? Do they have…

Am I paying too much for my Roth IRA? I’m a teacher in public school- been teaching for 12 years. I’ve been saving through state retirement, but I wanted to supplement my savings for retirement. I opened a roth IRA through a firm that ran my parent’s retirement, and my aunt’s and uncle’s.They got me linked up to Capital Group American Growth Portfolio. I don’t have a lot of money i…