Paying someone to create a store Hi all, Apologies if this post is not allowed. I am pretty new to ecomm. I have been seeing a lot of ads on my instagram with people advertising to create a store for me for a feee and profit share. I had a few questions on this: – are these companies legit? – why would they create stores for others when they can just do it themselves and keep …

Paying someone to do SEO for you versus doing it yourself: what’s been your experience? I have an agency doing my Google ads which is giving me really amazing results, they do SEO also, but charge around $350 an hour, so I’m a bit hesitant, especially since I hear SEO is all about the long game (so it’ll tie up my cash for a few months at least). How hard is it to do quality SEO myself, and how long should it take? Context: I run a…

Paying Taxes after taking money out of investments I have about $100,000 in a vanguard account of which I put in out $85,000 I want to take out $70,000 to pay off some debt. Will I be taxed on any of the $70,000 I take out since it is not more than the $85,000 I put in initially? So if this is a dumb question. submitted by /u/golfguy_4653

Paying Taxes on Joint Account Me and my partner have a joint investment and HYSA but aren’t yet married. I am the primary SSN on both accounts. I am in a higher marginal tax bracket than them. Is it possible for them to pay 100% of the taxes on both accounts instead of me and lower our tax burden? submitted by /u/rshook27

Paying off mortgage with super Advice please. Am single, 59 have 250k mortgage earn 110k aussie a year. Is it best to keep paying off till I retire at 67 or tap into super early and pay it off. It was suggested to take super out and leave in offset account. I know their are tax penalties to take out at my preservation age at 60. Any advice appreciated. submitted by /u…

Thoughts on paying for convenience? What are your thoughts on paying for convenience while traveling? I’m not talking about things like nicer plane tickets or hotels, but things like paying extra to skip lines, paying extra for front row chairs at the beach, paying to get a great table in a restaurant, etc. I am personally all for paying for convenience. However, I just saw a Face…

Question about paying off debt and stock question I am just starting on my finance journey so forgive me if this is a dumb question but I owe 794 dollars on a personal loan (my current car) i have no money in savings and 408 dollars in my checking account with my monthly minimum of 213 coming up on the 13th however I know this is stupid but I recently got access to my account from a previous em…

Paying taxes twice on Traditional to Roth conversion? A couple years ago I ended up contributing to my Roth IRA when I was over the income level for contributing. I ended up recharacterizing the money (about $6000, post tax) as a traditional IRA. This year, I converted that money back into my Roth and received a 1099-R from Vanguard counting the entire amount as taxable income to be reported (an ex…

Is Nerdwallet worth paying for? I had an intro call with them to discuss my direction with finances and was explained that the $25 a month option they basically take all of your finances and create you a personalized plan, there’s unlimited messaging with the advisors and they advise you on where to put your money and even things like your benefits options. Has anybody had suc…

Paying off debt w/ stock earnings Hello, since I turned 18 (now 23) I’ve been putting money into stocks, I’ve earned about $5,000 on those stocks and am sitting around $18,000, I have a car loan I want to pay off early that’s around $24,000, should I sell my stocks to pay down my car loan or keep the stocks and pay off the car loan slower, this has really been bugging me lately,…

Paying taxes on stocks I work for a publicly traded company that is being sold to private equity and delisted from the stock exchange. I have shares I purchased and some were given as RSUs. When the sale closes all will be fully vested and turned into cash (I don’t know if I’m saying that right) but they said even if the RSUs weren’t going to vest until a later date t…

Is it worth paying off a collection debt? I have an American Express debt that was originally $1108.00. I was like 20 or 21 when I (stupidly) let this debt go to collections. I am receiving email offers now stating I can resolve the entire account for 1 payment of $330.00. I’m tempted, but not sure if it’s worth it…. ? I’ve been told doing this can lead to more harm than good but I’m tr…

Just stop paying for a social media scheduling tool! If you wanna pay for something, just pay for features but not to schedule posts. In Dec 2024 I just decided to launch a social media scheduler that is free and unlimited. Because I still don’t understand why many people are paying $50+ to schedule posts on multi platforms, I want to make it accessible since it does not represent a huge amount of…

Is it worth paying $1000 twice a year as extra payment for my mortgage Hello, Wondering if paying 2 extra payments a year of $1000 towards my mortgage payment will reduce my years of mortgage good enough.Or investing that money towards some index funds is a good idea? submitted by /u/tvvijay75

Paying Tiktok influencers vs using TikTok Shop Keep getting emails about TikTok Shop… For anyone that does this kind of marketing, do you prefer one or the other? * Paying TikTok influencers per post (or give them an affiliate code) to promote your products * Using TikTok Shop, where they can sell through the app Thanks submitted by /u/IllustriousLibrary8

Paying off an underwater car Hi all, I’m likely underwater on my car and would like to sell it. I recently inherited another car without a loan, so I want to get rid of my current car. However, I’m likely underwater since I’ve only had it for four months. According to the Kelley Blue Book value, and depending on the final offer, I will have enough cash on hand to pay off t…

Should I prioritize paying off my car early? I financed $26,239 at 5.49% for a 2023 Toyota Corolla for 72 months, my payment is $429 a month and I have $19,460 left. I’m 23, live in a paid off tiny home and have no other debt, or large expenses. I make $60,000 a year. I’m new to learning about investing and haven’t made any other than just to my 401k so I don’t know whether to prioritize i…

Who is paying for “Beast Games” Hey, saw all the advertising and promotion that was made for Beast games and watched the 1st Episode. But im asking myself if it’s really worth it. I mean, if the numbers are correct, there was a 15$ Mil City, 5$ Mil Main Prize, 2.2$ Mil 1st Episode Give away, 1.8$ Mil Island and a lot of Lamborghinis, which could add up to 1$ Million too . So w…

Paying for lasik with credit card while I fund my HSA, then “refunding” and paying with HSA? 24 y/o, NYC Hi all, I’m looking at getting lasik in the next few weeks and wanted to check if there were any downsides to an idea I had. I live in NYC and would love to get the huge tax savings of paying for lasik pre-tax out of an HSA rather than post-tax. However, I don’t yet have the money in my HSA to do so. My lasik clinician suggested that I pay for i…

Paying off small debt I feel like this may be a dumb question, but I have a credit card debt of 5k. No other debts. 30k in savings. Pay it off right? submitted by /u/heysambo1