Federal witholdings on paycheck I work at a small business. Payroll and taxes are through a local bank who offer the services. We get checkstubs through our email and I’m not real great about checking them. When I got my w-2 I realized I had only paid in 22$ in federal. I had him check my w-4 and it’s set to single with zero. He says he has no clue what the issue is. Any advic…

More taxes taken out of paycheck question If I want to pay more taxes for every paycheck so I get something back every year ? I just don’t know how it works or how much they should be taking out or if HR department knows I get paid every 2 weeks, $1000-$1024 and they take out $74 every paycheck if I get that amount above ^ submitted by /u/zoro1020

Planning sabbatical, unsure about how to adjust paycheck deductions Mid-40s married no kids in a HCOL. No debts other than mortgage. Liquid NW ~400k. I am planning an unpaid sabbatical starting anytime within the next 3-6 months. In other words, I’d be quitting my full time job, and losing the salary of ~$200k. Currently, bi-weekly 401k and HSA deductions are set to a number that reaches the contribution limit b…

I’m living paycheck to paycheck and really am struggling with it I’m a 27m who has found himself living paycheck to paycheck ever since I lost my last job. I was a server in Ontario and making pretty good money, enough to where I would regularly only work 35 hours a week and be very comfortable with money left to save at the end of the month. Well due to unforeseen circumstances, I no longer have that positio…

Taxes are not being taken from my paycheck I’m 20, work part-time in retail, and also attend college. I recently realized that money isn’t being taken out of my paycheck for federal and state taxes. I started this job in May, and I just noticed the issue when I checked my paycheck stub on ADP. I’ve never had this issue with any other job I’ve worked before, and honestly, I don’t know any…

Second Job Paycheck took 66% of my paycheck for FITW I get paid $20 an hour for a second job I do basically whenever I am called or needed and want to go. My first job I get $18 an hour and federal taxes haven’t been removed from my paycheck so I just save $100 dollars a paycheck to be sure I can cover it when the time comes. So when my second job that I made a gross earning of $450.20 but by the …

My paycheck bounced, what now? So my paycheck bounced, but we have a budget in the checking so I didn’t notice it didn’t hit the savings until 3 weeks later. I messaged my boss about it, but a friend told me to request penalty refund for the days after the bounce. Should I still do that given I didn’t notify them until 3 weeks later? submitted by /u/codsup

Garnishment on Paycheck Morning, for the past month or so I’ve been getting about 10% of my paycheck garnished (it says old garnishment on my check). I was not notified and when I called my payroll department all they said was that it was the state of New York and that I had to reach out to them. I’ve checked my credit score, any previous mail ( I hoard mail), asked my…

I am sick and tired of living paycheck to paycheck… can someone help me get out of this mess? So as they say, admitting there is a problem is the first step. In my case, I have a large problem. So I had over 12 credit cards open at any given time, and with most of them virtually no balance. I was getting and using points, and then COVID hit. It racked up credit card bills, but not much. I was under 8% utilization for all the cards. Howev…

What should I do for my first paycheck?? I am 16M and live in the philippines. I don’t know what to do with my first paycheck because I really didn’t research much on how to use it but I am thinking of first opening a credit card and maybe start investing some of it. What should I do?? submitted by /u/Djohnmarino124

Need to save money living paycheck to paycheck I have yet to figure out how to save money living paycheck to paycheck. I am frugal with my spending but still some how struggle to get by. I am trying hard to pay off debts I acquired when I was younger, but it seems to have bit me in the butt. I want to by a house close to my job since my landlord keeps raising my rent but it has proven to be …

Budgeting app that is easier to use than YNAB? Better for people not living paycheck to paycheck? I set up an account on YNAB, but I’m not actually sure I like the zero based budgeting approach. We don’t live paycheck to paycheck, so we mostly just need to budget the money coming in each month. We need to save more from our paychecks, and we need restrictions on how much we spend in each category. For example, we go out at least once a weeke…

Paycheck to paycheck at 55k, in debt 19k I make 55k a year (after taxes and benefits, approximately earning $3000 a month) I was 25k in and am now 19k in debt. 2 personal loans that were for credit card consolidation (the credit card debt was result of the Covid year and a stint of bad luck) and right now have a total of $1500 in current credit card debt that was moved to a card that…

Living paycheck to paycheck and would like to enjoy life more. Wondering about other options? Hey everyone, just need some insight. Im going to be a journeyman plumber in January 2024. Single income home, wife and 2 kids. Hourly rate is 19/HR at 40 hrs on average. I rent a house from my aunt $600/month but she wants to raise to $800/month. Our collective debt is 20k Average bills collectively is about 1500/month TSP account has about 11k…

how to stop living paycheck to paycheck living on your own at 21 I work 40 hour weeks but bills, rent and my car payment I can never seem to save at all and barely have money after paying everything submitted by /u/Other_District_8306

After living paycheck to paycheck most of my life, I finally have a spare 3k, how should I invest? I recently started my own business on top of my 9-5 and now have a little bit of breathing room. After getting my ducks in a row and paying off all my debt, I have a little over $3,000 left and I want to invest it somehow. I know it doesn’t seem like much to most people but I’m pretty proud of it. I’m not expecting to turn it into a million doll…

If you’re contributing to retirement accounts you are not living “paycheck to paycheck” Was talking to a guy who said he lives “paycheck to paycheck” and later revealed he maxes his Roth IRA and his employer match on his 401k. I’m sorry but that does not count as “paycheck to paycheck”. Just because you have every dollar allocated out of your bank account at the end of the pay period doesn’t mean you’re PC2PC if half of that alloca…

Going from ‘paycheck to paycheck’ to inheriting life changing estate. How can I protect my families future? Seeking advice, first time here. I (35 M) have been paycheck to paycheck for the last few years, letting utilities sometimes pile and paying whatever gets shut off, trying to scrape and support my fam. Suddenly my dad (61) passed away, and I will inherit a house free and clear worth $280k in another state. I will receive about 200k in cash from …

Hollywood Crews Are “Forgotten Casualties” In Strikes, Motion Picture & Television Fund Chief Says In Calls For Financial Aid – “We’re not doing enough for tens of thousands crew members & others living paycheck to paycheck & depending on industry for livelihood,” Bob Beitcher wrote in open letter. submitted by /u/lowell2017

How much should I put in savings every paycheck? I get paid weekly and earn about 19.15 per hour and 4 days full time per week. So 766 gross weekly pay. I suck at saving so this is a start. I’m doing this for my pets, the most I’ve ever spent in one appointment is $450 for darn stitches and overnight stay. Worth it though. I just need emergency funds for vet in future. So how much should I a…