Military transition do I pay off or save Hello everyone, A little synopsis of my story and plan for the next year, I have a year left in the military and plan on moving to texas with a goal of saving $20,000. I am currently earning $1,700 every two weeks. I have $10,000 saved in a navy fed MMSA with a dividend of .95% and a car loan of $7,000 at 5.34% with monthly payments of 345.39. C…

Sell Tech Stocks to Pay Off my Mortgage? I have about $300k in tech stocks and a mortgage of about $250k on a $800-900k house. Should I sell my shares to pay off my mortgage? I would owe capital gains. Outside of the share… Married couple (40) with about $150k in our 401ks. No debt other than the mortgage. Household income is around $250k. My mortgage is a 30 year at 3.25%, so in theor…

Pay off my student loans while planning for a wedding? I’m completely on the fence about whether or not to payoff my student loans right now. I’m in the early stages of my wedding planning. My loans are costing me $300/mo. that I would love back in my pocket. Here’s a break down of my situation: Cash: $15,000 Current Savings rate: I put away $500/mo. currently Left in student loans: $6,000 @ 5.5% i…

To pay off house or not My husband (36) and I (34) find ourselves in a fairly unique position, and I’d love to hear some pros and cons regarding whether we should or shouldn’t pay off our home. We purchased our home for $160k; it was a fixer-upper. It’s currently worth about $425k, and our mortgage stands at $129k with a 2.99% interest rate for the next 25 years. Our a…

What are the slowest TV shows of all time that never really pay off? I don’t mean gripping dramas that are slow burn, or complex TV series that you really need to pay attention to. I’m talking those shows you stuck with thinking that it would pay off or it would develop or something would happen and you just got frustrated, and either finished it out of grumpy rage principal or totally gave up? submitted by …

Do I still pay them? Right after I graduated college I paid my rent and left the state and they said I forgot to pay 1k in damages. I explained that I needed time to get a job and they agreed to wait a few months. Well a few months after, the company had apparently closed. I emailed them asking if I could pay on the phone and they said only via mail. I asked if I co…

How to digitally pay in India? Hi friends, I am visiting India as a tourist soon and want to know how to best pay for food and other services in India. Should I bring some cash? What digital platform should I use to pay and how can I convert my USD to INR? I have been warned there are places where an international credit card does not work, especially on a RuPay machine. …

Penguins pay tribute to former player Johnson The Penguins on Monday honored Adam Johnson and moments of silence were held for him around the NHL after he died from a skate cut suffered during a game in England.

Is it worth it to pay for Travel Insurance? I’m visiting Philippines this December and I’ll be staying there for about 30 days. I already booked my flight last June but my friend recommended me that if I’m staying for that long I should get a travel insurance since their airports are known to have employees that steals passengers’ luggages. And there’s also a lot of pickpocket or robbery …

Pay Off Student Loans or Nah? Context: 21 year old Male No Degree working for a Transit agency, I make 56-65 a year. Newly Paid Off Debts Car Loan 3,900 (35%apr) Credit Card 1 & 2 (1300) Total Paid 5.6K Expenses Rent 980 Utilities Included Car Payment/0 (Insurance 1200/yr) Phone Bill 200 Food 2-400 Student Loans 25,000 @ 3.73% All and all I have a slurpus of about 2K/Mon…

Which to pay off first? 8k in student loan debt with 4% interest rate or pay off 4k in credit card debit. Recently started a new job, shuffling finances around and was wondering what should my priority be credit card or student loans? submitted by /u/Venomtris

Should I pay the interest on my student loans while in school? Hi, I am a new college student who had to take out federal loans for the year. I only recieved unsubsidized loans and the interest has started accruing. My loan is for $6500 total ($3250 for the semester, which is what I would be paying right now) with an interest rate of 5.5%. I just took on an auto loan and could not start making payments, bu…

Is there an unseen reason for putting a purchase on 0% interest for a time to pay off vs. paying it all off right now? My wife is a big proponent of this, any time we have a bigger project or purchase, say over $300, she will open up a credit card or account to put it on and pay it off over a time of say 12-18 months. She commonly opens up a credit card with the store or one of the big companies with a 0% introductory offer and then pays it off over the introduc…

Recently laid off, tempted to pay down my credit card debt with part of severance pay. Looking for advice. I need some other opinions on my financial situation and the best way to move forward. I have around $20k total in credit card debt, split between 2 cards: Card 1 – $10k @ 29% APR Card 2 – $10k @ 22% APR I also recently got laid off and received a sizable severance lump sum payment, I currently have $30K in cash. I live in a HCOL area and my m…

Apple Pay Later is rolling out to all users in the US Image: AppleIt looks like Apple is rolling out Pay Later to all users in the US. As spotted by MacRumors, the buy now, pay later service is now widely available within Apple Wallet and is featured on Apple’s homepage. First announced in June 2022, Apple Pay Later lets users make a purchase and then pay for it in a series of four installments ove…

Should I pay my student loans now or over 3 years? I have $13K left in student loans. I have the money in my savings, but that would leave me with no emergency fund. I just opened a Roth IRA which I’m planning to max out this year. Should I put this money towards my loans first or pay them gradually? I’m 27, married, make $2700 per month after deductions. I pay $300 per month on loans and need $…

Roommate refuses to pay rent, third Roomate refuses to split their share So I just signed a lease with two people in august. A couple weeks ago one of them had a mental health crisis and moved out and refused to pay this up coming months rent. I relayed this to the third Roomate, and they refused to split the final share with me. I let them know that if they felt that way they should inform the landlord. I just went …

Should I pay a lump sum towards my mortgage principal? I’ve got $30k-$40k in a high yield (5.15%) Mortgage remaining is $170k at 2.99% (Bought early 2019. No I do not own a crystal ball) We’re still paying PMI, and have made upgrades to the house (fixed the unused pool). Question: Should I slap about $25k towards the mortgage principal to lower the amount we owe on the house and to eliminate PMI? I…

More in Savings than Amount of Student Loans; Should I pay off? I am 31 and have 45,000 in student loans (4.5-6.8% interest) and 163,000 in savings due to selling my deceased father’s home. I am in the process of planning a wedding (will be around 10,000 out of my pocket) and looking to buy a home next year. I am also currently not making an income because I am building a small business. Looking at another 2…

Pay in Cash or Finance at 0% So our 19 year old furnace has a crack in the heat exchanger. Given the age and the efficiency we’ll gain it’s time to replace it. We got a quote of $7k (in the southeast) which includes the furnace (a Trane S8V2), two thermostats (Trane 824’s needed to control the variable speed blower), and some significant duct work to undo some mucking that…