Am I Just Screwed? 40 Years Old, No Savings, No Help Other than NWM I’m 40 years old and spent the first 30+ making bad decisions with no guidance (both parents are deceased, older sister is homeless). To put it bluntly, I didn’t expect to live past 30 and I lived like it. I got clean, went back to school entirely on loans ($72K in debt), bought a house in 2021 (interest rate 3.25%, unpaid principal $96K), and o…

NWM whole life just cancelled. At 26 I got scammed into signing up for whole life policy by northwest mutual. Just sent in the email to surrender it. Wish I had the courage to do it 8 months ago when I felt that way. I’m 28 now. Waste of $9k – an expensive lesson. Thankfully, I’m really fortunate that this is a lesson I can afford. Not one I’m ever paying again. submitt…