Do I have to much invested? Hello, I’m 21 yo and have market value of $30,000 Invested. 17k in my Roth IRA and 13k in my induvial account I have an 6 month emergency fund in a money market account but now building back up my savings have 1k in that. my question is if this is okay and is there any suggestions? any advice would help, I currently live with my mother and grand…

Is 40-45% of my takehome pay too much to spend for a mortgage? I currently have been living with my parents since finishing college and have been saving up to move out to a condo or townhouse. I make $80,000 a year, and have about 90K saved up for a down payment, closing costs, and potentially a rate buy down. It looks like I can get a decent 2bd 2ba for around 300K-340K, but most HOAs are looking to be aro…

Is the white eyeliner too much? My sister says the white eyeliner is too much and it’s “random” due to the lack of unique makeup elements I should be adding such as eye makeup, different highlighter, hearts and what not on my face. So, it doesn’t fit the type of makeup style I guess. However, I disagree of course because it’s literally just makeup and you can do it however you…

How much cash should I be holding? My savings/checking balance reached 90k and I’m thinking this is probably too cash-heavy. My only hold up to investing part of this are the unknowns in my life: If my job returns to office I won’t be able to get by on my partners car alone and will have to buy another. My job is also sort of volatile and a layoff somewhere in 2025 or 2026 would…

How much for a canon750D and 3 lens? Hi everyone I wanted to start making photos so a friend wants to sell me her stuff which is composed of : – Canon 750D – 18-55mm Macro 0,25mm/0,8ft – 50mm 1/1.8 – 70-300mm 1.5m/4.9ft I don’t really know how much it costs in euros. Thanks submitted by /u/PM__ME__PEANUTS

How much budget needed for London We are 2 of us planning for london mostly in March 2025 from Prague for about 2-4 days. I am more interested to know how much budget I need for a day or entire trip for going out to eat, hotel & transportation. Flight is not booked yet but we’ll mostly explore museums, Buckingham Palace, Trafalgar Square, London Bridge, Harry Potter Castle, Cach…

Cant work much longer I am a 32M. I have been doing manual labor since I was 18 and can’t do it much longer. I can maybe muster another 2-3 yrs. Both hips, plus my back just hurt. I have done a side hustle for 9 years. I have paid my house off and have 200k in investments. My wife takes home 50k a yr. I take in 80k a yr. We only spend 65k a yr. We have 2 kids as wel…

How much to plan in advance for transport in North Vietnam? Going there next month with my family, we have a group of 5. Our itinerary is: Hanoi 1 night Mai Chau 2 nights Ninh binh 2 nights Ha Long bay overnight cruise Hanoi 1 night We haven’t booked any transport between cities yet. Just wanted to get other people’s experience as to whether it’s better/cheaper/more reliable to book transport once we lan…

How much do you spend on photography as a hobby? I want to buy a Fujifilm X-T5 in the future to replace my decade old Canon 70D which I got from my dad. The problem is that the body alone is pretty expensive, and the lenses I want (16-55mm and 27mm) have hefty prices as well. The mark one versions are more reasonable but the second version of both have improvements that are appealing to me. I …

Been a couple years, working on a quote. How much to charge? So I had my own photography business for over 15 years. In 2020 that kinda came to a close and I moved away from all my clients to live in the mountains and started a new career in the outdoor industry. I had a great client that ended up hiring me for a three day shoot back in the city in mid 2022. At that time I charged $1,000 per day of event…

It’s not much but we like it. submitted by /u/GraveGirlsMusic

Why OpenAI Needs So Much Money Building a chatbot like ChatGPT requires billions upon billions of dollars. That’s the driving force behind OpenAI’s plans to change how it’s managed.

Too much makeup for 47? submitted by /u/Significant-Pie1070

‘Thank you very much. We’re stopping at Buc-ee’s’: The 2024 season in quotes A look back at this provocative year in college football through the words of players and coaches.

How much should I budget for 8 nights in Boston? Hello! I’m going to Boston, MA with my close friends very soon, and we’re staying there for a little bit more than a week. We’re all recent college graduates, so I’m trying to see what is an appropriate budget for this trip, excluding flight and accommodation costs! submitted by /u/taeqzs

Clinical Trial Payments – How much to save for tax time? Hi there! I’m currently participating in a clinical trial which pays quite a bit per visit, which will continue through late 2025. I filled out a W9 and I’m on track to receive just under $4,000 by end of year. In 2025, I anticipate receiving around $11,000 by the end of the trial. I’m not spending any of the money at the moment, but for plannin…

What should I do? I have never made this much I currently make 67k per year. Closer to 70k with overtime. I worked my ass off and applied for the next pay grade and I got it. I just received the offer letter and I’m floored. It’s over 25k more than I make now. How do I set up my self for success. As my budget for housing/car/bills is approx $1300 a month. I have minor credit card debt. Tha…

Ithaca, NY – how much time is enough? Planning a trip in February. Looking for something localish to the DMV to spend some time for my birthday. I’m between spending 6 nights (leaving before my birthday) or 4 nights (leaving after my birthday). My question is would 1 week in Ithaca, NY be too much time in Ithaca? Seems like there’s still plenty to do in the winter but I wouldn’t wan…

How much money is enough? I make about $20,000 a year after taxes, and currently I’m maxing out my Roth IRA contributions by adding about $130 weekly split between FDVV and VOO. I also recieve a 1% match which is cool, but is this enough? It’s only been about a year since I started and I’m 25 right now, and I know everyone talks about compounding interest, and I’ve done …

i shaved a bit to much of my eyebrow off what to do? Ik im a guy but im desperate rn i got bushy eyebrows so i wanted to trim them a bit to make them cleaner and what cab i say i fucked up and cut a small but still noticable chunk of the bending corner of my right eyebrow so i need to ask will they grow back how fucked am i and what should i do? submitted by /u/Worried_Teaching4674 …