One-time purchase or monthly subscription? Does anyone here run a monthly subscription model for their e-commerce store and products? Is that better than the one-time purchase offer? submitted by /u/Saphi_mandi

Should we pay $3k to remove a $60 monthly PMI payment on our mortgage? Currently our mortgage is a $2k payment per month and around $60 of that is just PMI. We have 80k in equity and in order to remove the PMI we would need to pay $3k off towards the principal. We have the money in liquid but we’re not sure if it’s the right move or if we would be better off doing something else with the money (like a HYSA) Any adv…

Paying down principal on mortgage and changing the monthly payment I’m at BofA. Last month I paid an additional $5k towards the principal on my mortgage. I specifically selected principal. I also see the balance on my mortgage decreased by $5k. So I know it went towards that. I expected my monthly payment to change (slightly). But my monthly payment for October is the same as it was for September. Is this ex…

Are there any subs (or elsewhere) that do monthly/weekly photo challenges? I know /r/vintagedigitalcameras does a monthly challenge and I’ve really enjoyed it, but there’s not a ton of people on that sub to discuss/check out other photos with. Are there any subs that do something like this that are active? I really like the idea and enjoy shooting out of my comfort zone or with a goal in mind submitted by /u/nic…

Reached $20k Monthly Revenue and Overwhelmed: Time to Hire or Outsource? I’m excited to share that my ecommerce beauty business reached a significant milestone this month, hitting 20k EUR in gross revenue with 35% profit pre-tax (and VAT) While this is a major achievement for me, it’s becoming more and more challenging to handle every aspect of the business myself. Revenue is fluctuating day by day, I could pull in $…

I’m trying to get serious about money. Is my monthly spending reasonable? Hey guys, so for some context, I’m 24 years old, I live in a big city (HCOL, think SF, LA, NYC), and have a job that pays about $4800 post tax. Living in a big city I’ve always had the idea that living month to month, paycheck to paycheck, was pretty reasonable. After all, we’re young and want to have fun, right? Well, recently decided that I …

It’s Time for the Monthly Text to Confirm Our Friendship Hello, and welcome to our adult friendship. It can be hard to maintain close friendships upon reaching adulthood, and that’s why we’ve streamlined the process into a simple monthly text. Please respond with “lol” to confirm our friendship. By confirming this friendship, you are agreeing to participate in one friendship confirmation text per mont…

Monthly spending 7k, help Male 33, married with 1 toddler. Mortgage was paid off years ago by a windfall. Looking to see if we are extremely wasteful. Our monthly spending is about 6-7k on credit card. We also set aside another 1k a month for property taxes. The breakdown for the credit card is: 1000 on groceries (food only) 1000 on amazon (most all of it household/toile…

Monthly budget for (a) dummie Does anyone have a generic template for a monthly budget? I would like to up my savings per month significantly, but honestly I just don’t know where to start. I’ve never been good with money, (and I’m not the worst) but I have gotten better in the last couple of years (I had no choice). Any help would be appreciated 🙏🏼 submitted by /u/M…

Commentary on Our Monthly Budget Would anyone be willing to look over our family budget and provide some feedback? Are there any glaring misproportions/misallocations. Is anything grossly misbalanced? Link to the budget is at the bottom. Thanks! Some pertinent information: Our only debt is our home. We need to purchase a vehicle in the near future as we presently only have o…

Monthly Recipes Megathread Welcome to the Monthly Recipes Megathread Have an awesome recipe that’s helped you meet your macros without wanting to throw up or die of boredom? Share it here! submitted by /u/AutoModerator

Can you still verify you Instagram account without paying monthly being a nonprofit? Tittle sums up. I was planning verify the account of the nonprofit I work and then I saw that IG pulled a Musk and started to charge so anyone paying can get verified. Can we still do that without having a monthly cost? submitted by /u/codemutant

I can’t seem to escape the random monthly expenses About 4 years ago, I finished my degree and initially started making double what I was at the time. Then 2 years later, I moved into a new position and nearly doubled that breaking into the 6 figure salary range, which is more than I ever thought I was going to make at any point in my life (hadn’t made more than 30k/yr at that point …

Monthly Fitness Pro-Tips Megathread Welcome to the Monthly Fitness Pro-Tips Megathread! This thread is for sharing quick tips (don’t you dare call them hacks, that word is stupid) about training, equipment use, nutrition, or other fitness connected topics that have improved your fitness experience. submitted by /u/AutoModerator

Easy way to transfer monthly rent to landlord? My landlord provided me with their banking information to transfer my monthly rent to them. Is there an easy way to do this? It is over the zelle limit and I’d prefer not to pay a monthly fee with wiring it. Thanks! submitted by /u/brsboarder2