Apple Pay Now Offers Monthly Payment Plans From Synchrony Following a false alarm last week due to a prematurely-updated Apple support document, Synchrony as of today is actually available as a buy-now, pay-later option when checking out with Apple Pay online and in apps on iPhone and iPad. However, you need a Synchrony Mastercard in order to access these payment plans. After adding an eligible Synchr…

Monthly Bank Balances This is a post more about curiosity than anything else. I asked my gf and a few friends if they do this and they all said no. So now I’m wondering if I’m just weird. Each month I do a look ahead. Basically what I should expect my bank account balances to be. I’m not living paycheck to paycheck but I enjoy doing a month look ahead to see what m…

Lump sum payout verses monthly pension I’m 66 retiring soon. I have $700K in a 401K and $210K in another account. The company has offered a $520K lump sum or a monthly $3056 pension. Which is the right choice? submitted by /u/Equivalent-Motor-364

Arlo’s monthly subscriptions are going up again Arlo’s cloud storage subscriptions get another price hike. | Image: ArloArlo has once again increased the monthly subscription pricing for its smart home cameras’ Arlo Secure cloud storage plan. The company now charges $9.99 per month (up from $7.99) to store a single camera’s recordings and $19.99 a month (up from $17.99) for unlimited cameras….

Lump sum or monthly installments? My mom has the option to take a pension in $568 monthly payments for life. The money goes away when she dies and no one gets anything after this. Or lump sum of $80,000 today. She’s asking advice on which is the better option. Personally I say lump sum. Two questions: 1. Which would you choose? 2. If lump sum, where would you hold this money f…

YouTube TV’s monthly cost soars to $82.99 Illustration by Alex Castro / The VergeI maintain that YouTube TV is the very best of the streaming TV services, but good grief is it getting expensive. Today YouTube announced the service’s latest price hike, which brings the monthly subscription to $82.99. The change is effective immediately for new customers and will be reflected starting Jan…

28yo – $4200 post tax monthly income 28yo. $4200 post tax income 1st time posting so please give grace. I currently live with my parents rent free. I pay for my groceries, clothes, everything I need as far as personal needs go. My car is paid off. 2012 Honda Civic. I have over $30k saved. Dad pays phone bill. Family plan. I pay for the phone itself. I am looking to move out and r…

How do you make sure you stick to your monthly budget? Basically the title. I’ve seen a lot of people use budgeting apps for visual representations that show where their money goes. I’m wondering if you guys find these applications helpful to not just see where your money goes, but also to stick to your budget. Or do you guys use others methods to track and stick to your budget? submitted by …

What to do with a pension for monthly income? I retired today. I need to decide what to do with $439,000 company pension plan. This is separate from the 401k. I am 55 years old and only want monthly income from the plan, no reinvesting dividends. I am single and have no heirs. I have a severance package that covers a year of my regular income so no dividends are needed until next year. Look…

6-Pk Contact Lenses: Air Optix Hydraglyde Monthly (Astigmatism) $38, Biofinity Monthly $23 & More + Free S/H (Prescription Required) EZContacts.com has select *Contact Lenses* on sale from *$22.95*. *Shipping is free*. Note: you will need to change shipping method at checkout to “5-7 Business Days – Free” to…

Does recasting a mortgage reduce interest paid monthly? I’m wondering if it makes sense to recast a mortgage but keep paying the same amount? All I can find is generic responses saying recast lowers payment. My goal is to pay as little interest as possible. Example: $200k remains on loan. Current payment is $1300 but paying $1600 so the extra $300 goes to principal. I have $10k for lump deposit. Let…

Monthly payments or outright buy a car I have about $200K saved up from a few deployments i’ve done in the army. I plan on getting a car for myself with the initial intention of buying it outright. However, my credit hasn’t been built up as much to get a good solid credit score. Is it a good idea to consider paying the car off in monthly payments to get a solid credit score or just s…

Inheritance with an option for monthly payouts for my lifetime I (36M) was fortunate enough to receive an inheritance with an option to receive a lump sum of 91k post tax or $1200/month post tax for the rest of my life. Being that the monthly option will exceed the lump sum in just 7-8 years, this feels like the clear option to me. Am I wrong? submitted by /u/TheHangmanK7

Monthly Design Services Thread This is a post to facilitate the exchange of design services on this subreddit. Please make a comment if you are seeking design services or if you are a provider of design services. Please do not post here requesting free advice or work. Barter or trade is acceptable. Please note that reddit’s FAQ on spam and their guidelines for self-promotion …

Pause Monthly Roth to pay off car? First time posting! Just wondering what everyone’s thoughts are. I have monthly automatic payments into my Roth IRA account. (It’s an additional retirement tool as my job has a pension system and a voluntary account which I max out.) I currently owe $9,500 on my car and am itching to pay it off. Minimum payments will have it paid off Dec 2026. I…

Question about bi-monthly payments for my mortgage. I have a 30y mortgage and saw that it’s mathematically feasible (yes, on IG…) that if you pay in bi-monthly installments (50% at a time) that it could cut years off of the loan, by virtue of the payment being conducted 15 days prior to the due date … and those days add up to reduce the overall interest owed. I reached out to the lender and they…

Professional Up for a Free Monthly Roasting 🔥 I’m a headless e-commerce expert and CEO/CTO of Tech Company where we manage more than 60+ E-Commerce that sell more than 100M+ revenues per year. I started YouTube content to help e-commerce owners improve with their tech to sell more. I like this community because I see a genuine discussion on how to improve performance I think I can help some…

What is a good monthly saving number? How much is too little to be saving monthly? I know anything is better than nothing but what is the lowest you are comfortable with. I might be buying a home that would only let me save $400 a month on my lowest earning months (4 months). On the months I get a bonus and or 5th pay period it goes up to like $1500 into savings. It scares me to be…

Spending half of my monthly income on rent? I don’t have a car. I am enrolled in food benefits, which throws me an extra $300 bone each month. Currently taking the bus an hour and a half to my job that starts at 7am (I wake up around 4:00am, the bus leaves at 5:30am) Waking up three hours before work is difficult. Toured and applied for an apartment that would cost me $1025, nearly one of…

Overpaying each loan monthly or funnel all into one? My wife and myself currently have 4 loans in total between us. 3 Student Loans and our Mortgage. I’ve been doing the math on how much each loan will cost us based on how we pay them back. I know ultimately paying into what costs us the most in interest monthly as well as over time is going to most likely save us the most money. However part of m…